1990 Mercedes-Benz 350-Class Insurance Quotes

Shoppers have many options when shopping for affordable Mercedes-Benz 350-Class insurance. You can either spend your time driving around trying to get quotes or utilize the internet to get rate quotes. There are more efficient ways to buy insurance coverage and we’ll show you the absolute fastest way to compare rates for a Mercedes-Benz and obtain the lowest possible price from both online companies and local agents.

Finding the best rates is quite easy. If you currently have a car insurance policy, you will most likely be able to save some money using this information. Vehicle owners just need to understand the best way to find the lowest price over the internet.

Vehicle Insurance Comparison

There are several ways you can shop for Mercedes-Benz 350-Class insurance and some are easier and takes less work. You can waste a few hours (or days) discussing policy coverages with agents in your area, or you can utilize the web to get rate comparisons in just a few minutes.

All the larger companies belong to a marketplace that enables customers to only type in their quote data once, and each company can provide price quotes. This system prevents you from having to do quote requests for every insurance company. To enter your information into the quoting system, click here to open in new window.

One minor caviat to comparing rates this way is you are unable to specify which carriers you want to price. If you wish to select individual companies to receive pricing from, we have a listing of the cheapest insurance companies in your area. Click to view list.

It’s up to you which method you use, but make absolute certain that you use apples-to-apples deductibles and coverage limits with every price quote. If you have different values for each quote it will be next to impossible to find the best deal for your Mercedes-Benz 350-Class.

Discounts can save BIG

Companies offering auto insurance don’t always list all their discounts very well, so we took the time to find both well-publicized and also the lesser-known ways to save on auto insurance. If you don’t get every credit you qualify for, you are paying more than you should be.

• Seat Belt Usage – Drivers who require all occupants to use their safety belts could save 15% off your medical payments premium.
• Accident Waiver – A few companies allow you one accident without raising rates so long as you haven’t had any claims for a certain period of time.
• Life Insurance – Larger companies have lower rates if you buy life insurance.
• Early Signing – Select companies give a discount for signing up before your current expiration date. This can save 10% or more.
• Federal Employees – Active or retired federal employment may qualify you for a discount on 350-Class insurance with a few auto insurance companies.
• Driver Safety – Taking a course teaching defensive driving skills can save you 5% or more if your company offers it.
• Multiple Cars – Insuring all your vehicles on one policy can get a discount on all vehicles.
• Drive Less and Save – Low mileage vehicles can qualify you for discounted rates on garaged vehicles.
• Distant Student – Youth drivers who attend school more than 100 miles from home without a vehicle on campus can receive lower rates.
• Discounts for Safe Drivers – Drivers who don’t get into accidents may receive a discount up to 45% less on 350-Class insurance than their less cautious counterparts.

As a disclaimer on discounts, most of the big mark downs will not be given to the entire cost. Most cut specific coverage prices like physical damage coverage or medical payments. Just because it seems like you would end up receiving a 100% discount, companies wouldn’t make money that way.

For a list of companies with discount auto insurance rates, click here to view.

Will just any policy work for me?

When it comes to buying proper insurance coverage for your personal vehicles, there is no best way to insure your cars. Everyone’s needs are different.

For example, these questions might point out whether or not you might need professional guidance.

• Does my personal policy cover me when driving out-of-state?
• Am I missing any policy discounts?
• Why is insurance for a teen driver so high?
• Does liability extend to a camper or trailer?
• Do I need to file an SR-22 for a DUI in my state?
• Is my 1990 Mercedes-Benz 350-Class covered for smoke damage?
• Do I need replacement cost coverage on my 1990 Mercedes-Benz 350-Class?
• Is extra glass coverage worth it?

If you can’t answer these questions, then you may want to think about talking to a licensed agent. To find lower rates from a local agent, take a second and complete this form. It is quick, free and can provide invaluable advice.

Car insurance coverage options for a Mercedes-Benz 350-Class

Knowing the specifics of a car insurance policy helps when choosing the best coverages for your vehicles. The terms used in a policy can be difficult to understand and even agents have difficulty translating policy wording.

Collision coverage – Collision coverage will pay to fix damage to your 350-Class resulting from colliding with another vehicle or an object, but not an animal. You have to pay a deductible then your collision coverage will kick in.

Collision insurance covers things such as hitting a parking meter, sustaining damage from a pot hole, backing into a parked car and colliding with another moving vehicle. This coverage can be expensive, so consider removing coverage from lower value vehicles. You can also raise the deductible to save money on collision insurance.

Comprehensive coverage (or Other than Collision) – Comprehensive insurance coverage pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You need to pay your deductible first and then insurance will cover the rest of the damage.

Comprehensive insurance covers things like theft, hail damage and rock chips in glass. The maximum payout you’ll receive from a claim is the cash value of the vehicle, so if it’s not worth much more than your deductible consider dropping full coverage.

Auto liability – Liability coverage can cover damages or injuries you inflict on people or other property. This coverage protects you from legal claims by others. It does not cover damage sustained by your vehicle in an accident.

Liability coverage has three limits: per person bodily injury, per accident bodily injury, and a property damage limit. You commonly see policy limits of 50/100/50 that translate to $50,000 bodily injury coverage, a per accident bodily injury limit of $100,000, and a limit of $50,000 paid for damaged property.

Liability insurance covers things such as medical expenses, attorney fees, emergency aid and court costs. How much liability should you purchase? That is up to you, but consider buying as much as you can afford.

Uninsured Motorist or Underinsured Motorist insurance – Uninsured or Underinsured Motorist coverage protects you and your vehicle’s occupants when other motorists do not carry enough liability coverage. Covered losses include injuries sustained by your vehicle’s occupants as well as damage to your Mercedes-Benz 350-Class.

Due to the fact that many drivers only carry the minimum required liability limits, it doesn’t take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages is very important.

Insurance for medical payments – Med pay and PIP coverage kick in for expenses like hospital visits, prosthetic devices and chiropractic care. They are utilized in addition to your health insurance program or if there is no health insurance coverage. They cover not only the driver but also the vehicle occupants as well as if you are hit as a while walking down the street. PIP coverage is not an option in every state but it provides additional coverages not offered by medical payments coverage