Lower Your 2000 Chevrolet Corvette Insurance Cost

Want cheaper insurance rates for your Chevrolet Corvette? No one likes paying for insurance, especially knowing they are paying too much.

Lots of car insurance companies contend for your hard-earned dollar, and it can be difficult to compare rates and get the best coverage at the lowest price

Quick Insurance Quotes

There are several ways to compare Chevy Corvette insurance quotes, but some are more efficient than others. You can spend countless hours talking about coverages with insurance companies in your area, or you can stay home and use the internet to achieve your goal.

Many popular insurance companies participate in a marketplace that enables customers to enter their policy data once, and each participating company can provide price quotes based on that data. This system prevents you from having to do repetitive form submissions for each company you want a rate for.

To compare pricing click here to open in new window.

The single downside to using this type of system is you are unable to specify which providers to get quotes from. So if you prefer to pick specific providers to request quotes from, we put together a list of the cheapest insurance companies in your area. Click here to view list.

Whichever way you use, ensure you are comparing apples-to-apples information on every quote. If you use different limits and deductibles on each one it’s impossible to determine the lowest rate for your Chevy Corvette. Quoting even small variations in coverage limits can make a big difference in price. And when comparing insurance rates, know that comparing more company’s prices will enable you to find the best price.

When should I talk to an agent?

When it comes to choosing adequate coverage for your personal vehicles, there really is no “perfect” insurance plan. Everyone’s needs are different so your insurance needs to address that. For example, these questions can help discover whether you could use an agent’s help.

• Does insurance cover tools stolen from my truck?
• Should I file a claim if it’s only slightly more than my deductible?
• Do I have coverage when making deliveries for my home business?
• Does coverage extend to my business vehicle?
• Are my friends covered when driving my 2000 Chevy Corvette?
• Is my custom paint covered by insurance?
• Does my policy cover me when driving someone else’s vehicle?
• What if I owe more than I can insure my car for?
• Is pleasure use cheaper than using my 2000 Chevy Corvette to commute?
• Do I have any recourse if my insurance company denies a claim?

If you can’t answer these questions but a few of them apply, then you may want to think about talking to an insurance agent. If you want to speak to an agent in your area, simply complete this short form or go to this page to view a list of companies.

Coverages available on your auto insurance policy

Knowing the specifics of your policy aids in choosing appropriate coverage and the correct deductibles and limits. The terms used in a policy can be impossible to understand and reading a policy is terribly boring. Shown next are typical coverages found on most auto insurance policies.

Medical expense coverage – Personal Injury Protection (PIP) and medical payments coverage pay for bills like doctor visits, chiropractic care, dental work and funeral costs. They are used to fill the gap from your health insurance policy or if you do not have health coverage. They cover you and your occupants and also covers being hit by a car walking across the street. Personal Injury Protection is only offered in select states but it provides additional coverages not offered by medical payments coverage

Comprehensive protection – This coverage pays to fix your vehicle from damage caused by mother nature, theft, vandalism and other events. You need to pay your deductible first then the remaining damage will be covered by your comprehensive coverage.

Comprehensive coverage protects against things like hail damage, a tree branch falling on your vehicle, a broken windshield and falling objects. The maximum amount your auto insurance company will pay is the actual cash value, so if it’s not worth much more than your deductible it’s probably time to drop comprehensive insurance.

Liability auto insurance – Liability insurance will cover injuries or damage you cause to a person or their property. This coverage protects you against other people’s claims, and doesn’t cover your injuries or vehicle damage.

Liability coverage has three limits: bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. Your policy might show limits of 50/100/50 which stand for $50,000 in coverage for each person’s injuries, a total of $100,000 of bodily injury coverage per accident, and property damage coverage for $50,000. Occasionally you may see one number which is a combined single limit which combines the three limits into one amount and claims can be made without the split limit restrictions.

Liability coverage protects against claims such as repair costs for stationary objects, bail bonds, medical services and loss of income. How much liability should you purchase? That is your choice, but you should buy as high a limit as you can afford.

Uninsured or underinsured coverage – This coverage gives you protection from other drivers when they do not carry enough liability coverage. This coverage pays for injuries sustained by your vehicle’s occupants as well as damage to your 2000 Chevy Corvette.

Since many drivers only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is important protection for you and your family. Normally these coverages are set the same as your liablity limits.

Collision coverages – This coverage pays to fix your vehicle from damage resulting from a collision with a stationary object or other vehicle. You will need to pay your deductible and then insurance will cover the remainder.

Collision coverage protects against things like rolling your car, scraping a guard rail and colliding with another moving vehicle. Collision is rather expensive coverage, so consider removing coverage from older vehicles. Drivers also have the option to bump up the deductible to save money on collision insurance.