Cheap 2001 Bentley Continental Insurance Rates

Nobody I know likes having to buy car insurance, particularly when their premiums are too high. Because you have many car insurance companies to choose from, it can be challenging to pick the most cost effective car insurance company.

It’s a great practice to check car insurance prices yearly since insurance rates are variable and change quite frequently. Even if you think you had the best price for Continental coverage on your last policy you will most likely find a better rate today. Forget anything you know (or think you know) about car insurance because I’m going to let you in on the secrets to the fastest way to get good coverage at a lower rate.

Locating affordable coverage is easy if you know what you’re doing. If you are insured now or need a new policy, you can use this information to find better prices while maximizing coverage. Vehicle owners just need to understand how to compare prices online.

The best way to compare insurance rates in your area is to understand most insurance companies participate in a system to give you rate quotes. All you need to do is spend a couple of minutes providing details like coverage limits, whether you are married, if you have a valid license, and types of safety features. The rating information is instantly sent to insurance carriers in your area and you should receive rate quotes instantly.

To find the cheapest 2001 Bentley Continental insurance rates, click here and enter your zip code.

Insurance agents can help

When buying proper insurance coverage, there really is not a single plan that fits everyone. Coverage needs to be tailored to your specific needs and a cookie cutter policy won’t apply. For instance, these questions may help highlight if your insurance needs might need professional guidance.

• How do I file an SR-22 for a DUI in my state?
• When can my company non-renew my policy?
• Should I buy more coverage than the required minimum liability coverage?
• Am I covered when driving in Canada or Mexico?
• When does my teenage driver need to be added to my policy?
• Can I afford low physical damage deductibles?
• Does my car insurance cover rental cars?

If you don’t know the answers to these questions but a few of them apply, you might consider talking to a licensed insurance agent. If you don’t have a local agent, simply complete this short form or you can go here for a list of companies in your area. It is quick, free and may give you better protection.

Specific coverages for a Bentley Continental

Knowing the specifics of a car insurance policy helps when choosing the right coverages and the correct deductibles and limits. Car insurance terms can be difficult to understand and nobody wants to actually read their policy. Listed below are typical coverages offered by car insurance companies.

Uninsured/Underinsured Motorist coverage

Uninsured or Underinsured Motorist coverage provides protection when other motorists either are underinsured or have no liability coverage at all. Covered claims include medical payments for you and your occupants as well as your vehicle’s damage.

Since a lot of drivers carry very low liability coverage limits, their liability coverage can quickly be exhausted. So UM/UIM coverage should not be overlooked. Usually these limits are identical to your policy’s liability coverage.

Medical payments coverage and PIP

Medical payments and Personal Injury Protection insurance reimburse you for bills like prosthetic devices, rehabilitation expenses and pain medications. They are utilized in addition to your health insurance program or if you lack health insurance entirely. They cover not only the driver but also the vehicle occupants as well as any family member struck as a pedestrian. Personal injury protection coverage is only offered in select states but it provides additional coverages not offered by medical payments coverage

Comprehensive coverage

Comprehensive insurance pays to fix your vehicle from damage caused by mother nature, theft, vandalism and other events. A deductible will apply then the remaining damage will be covered by your comprehensive coverage.

Comprehensive insurance covers claims such as fire damage, theft, a broken windshield, damage from getting keyed and hitting a deer. The maximum payout a car insurance company will pay at claim time is the actual cash value, so if the vehicle is not worth much it’s probably time to drop comprehensive insurance.

Collision insurance

This coverage covers damage to your Continental caused by collision with an object or car. You first must pay a deductible then the remaining damage will be paid by your insurance company.

Collision insurance covers claims like damaging your car on a curb, sideswiping another vehicle, scraping a guard rail and crashing into a ditch. Paying for collision coverage can be pricey, so you might think about dropping it from vehicles that are 8 years or older. You can also choose a higher deductible to get cheaper collision coverage.

Auto liability

Liability coverage will cover damages or injuries you inflict on a person or their property that is your fault. It protects YOU from claims by other people. Liability doesn’t cover your own vehicle damage or injuries.

Coverage consists of three different limits, bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. You commonly see policy limits of 25/50/25 that means you have a limit of $25,000 per injured person, a total of $50,000 of bodily injury coverage per accident, and a limit of $25,000 paid for damaged property. Some companies may use one number which is a combined single limit which limits claims to one amount rather than limiting it on a per person basis.

Liability can pay for things such as medical services, loss of income and structural damage. How much liability coverage do you need? That is a personal decision, but consider buying as large an amount as possible.