2001 Dodge Intrepid Insurance Rates

Looking for lower auto insurance rates for your Dodge Intrepid? Finding low-cost insurance for a new or used Dodge Intrepid can normally be an all-consuming task, but you can learn our auto insurance buying tips and make it easy.

There are both good and bad ways to find auto insurance online and we’ll show you the best way to compare rates for your Dodge and locate the cheapest rates either online or from local insurance agents.

You should make it a habit to compare rates occasionally because insurance rates change frequently. Even if you think you had the lowest price for Intrepid insurance on your last policy you will most likely find a better rate today. So block out anything you think you know about auto insurance because you’re going to learn the fastest and easiest way to save money, get proper coverage and the best rates.

Automobile Insurance Quotes

Effectively comparing car insurance prices can take hours if you aren’t aware of the fastest way to get free quotes. You could spend your day talking about coverages with insurance agencies in your area, or you could save time and use online quotes to achieve your goal.

Most car insurance companies are enrolled in a marketplace where prospective buyers submit their information once, and every company returns a rated price. This eliminates the need for quote forms to each individual car insurance company.

To compare 2001 Dodge Intrepid rates using this form now click here (opens in new window).

The one downside to using this type of system is that consumers can’t choose which providers to receive prices from. So if you prefer to pick specific providers to compare prices, we have a listing of car insurance companies in your area. Click here to view list.

Whichever method you choose, compare identical coverage information for every company. If each company quotes different limits and deductibles on each one it will be next to impossible to decipher which rate is best.

Do I need special coverages?

When buying the right insurance coverage for your personal vehicles, there really is not a cookie cutter policy. Each situation is unique.

For example, these questions may help you determine whether your personal situation could use an agent’s help.

Am I covered if I break a side mirror?
Will my rates increase for filing one claim?
How much liability do I need to cover my assets?
What is high-risk coverage and where do I buy it?
Why do I need rental car insurance?
Is my trailer covered?
Are all vehicle passengers covered by medical payments coverage?
What is UM/UIM insurance?
Should I drop comprehensive coverage on older vehicles?

If you can’t answer these questions but you know they apply to you then you might want to talk to a licensed agent. To find lower rates from a local agent, take a second and complete this form. It only takes a few minutes and can help protect your family.

Car insurance coverage information

Having a good grasp of your policy can be of help when determining appropriate coverage at the best deductibles and correct limits. The coverage terms in a policy can be difficult to understand and coverage can change by endorsement.

Coverage for liability

Liability coverage can cover injuries or damage you cause to other’s property or people in an accident. This coverage protects you from legal claims by others. Liability doesn’t cover your injuries or vehicle damage.

It consists of three limits, bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. You might see policy limits of 50/100/50 which means a limit of $50,000 per injured person, a per accident bodily injury limit of $100,000, and a limit of $50,000 paid for damaged property. Occasionally you may see a combined limit which combines the three limits into one amount without having the split limit caps.

Liability insurance covers claims such as funeral expenses, medical services and repair costs for stationary objects. How much liability should you purchase? That is your choice, but buy as large an amount as possible.

Comprehensive coverages

This coverage covers damage caused by mother nature, theft, vandalism and other events. A deductible will apply then your comprehensive coverage will pay.

Comprehensive coverage protects against claims such as a broken windshield, damage from flooding, hail damage and damage from getting keyed. The most you can receive from a comprehensive claim is the ACV or actual cash value, so if the vehicle is not worth much consider removing comprehensive coverage.

Coverage for medical payments

Med pay and PIP coverage reimburse you for expenses for nursing services, EMT expenses, funeral costs, doctor visits and chiropractic care. They are used to fill the gap from your health insurance plan or if you lack health insurance entirely. Coverage applies to you and your occupants in addition to if you are hit as a while walking down the street. Personal injury protection coverage is not an option in every state but it provides additional coverages not offered by medical payments coverage

Collision coverage

Collision insurance pays for damage to your Intrepid resulting from a collision with another car or object. You have to pay a deductible then your collision coverage will kick in.

Collision coverage pays for things such as colliding with another moving vehicle, rolling your car and crashing into a building. This coverage can be expensive, so consider removing coverage from vehicles that are 8 years or older. Another option is to raise the deductible to save money on collision insurance.

Uninsured and underinsured coverage

This coverage protects you and your vehicle’s occupants from other drivers when they do not carry enough liability coverage. It can pay for medical payments for you and your occupants as well as damage to your 2001 Dodge Intrepid.

Since many drivers only carry the minimum required liability limits, it doesn’t take a major accident to exceed their coverage limits. So UM/UIM coverage is a good idea. Normally the UM/UIM limits are set the same as your liablity limits.