2008 Mitsubishi Lancer Evolution Insurance Quotes

Trying to find the cheapest insurance coverage rates for your Mitsubishi Lancer Evolution? Finding better rates for insurance coverage can be nearly impossible for consumers new to comparison shopping online. There are so many companies to choose from that it can easily become a real hassle to locate the lowest price.

Auto Insurance Quote Comparison

Performing a rate comparison can be a daunting task if you don’t understand the fastest way to get free quotes. You could spend your day talking about coverages with insurance companies in your area, or you can stay home and use the internet to achieve your goal.

Many companies are enrolled in a marketplace where insurance shoppers complete one form, and each company returns a competitive quote for coverage. This saves time by eliminating quotation requests for each company you want a rate for.

To use this form to compare 2008 Mitsubishi Lancer Evolution insurance rates click here to start a free quote.

The single downside to getting quotes like this is that consumers can’t choose the insurers you want pricing from. So if you want to select specific insurance companies to compare prices, we have a listing of the cheapest auto insurance companies in your area. Click here for list of insurance companies.

Whichever way you use, double check that you are using exactly the same quote information with every price quote. If each company quotes different limits and deductibles on each one then you won’t be able to find the best deal for your Mitsubishi Lancer Evolution. Slightly different limits may result in large price differences. And when comparison shopping, getting more free quotes will enable you to find a better price.

Tailor your coverage to you

When choosing proper insurance coverage for your personal vehicles, there isn’t really a one size fits all plan. Everyone’s needs are different.

For example, these questions might help in determining whether you might need an agent’s assistance.

• Can I afford low physical damage deductibles?
• Is a new car covered when I drive it off the dealer lot?
• What is no-fault insurance?
• Is my babysitter covered when using my vehicle?
• What should my uninsured motorist coverage limits be in my state?
• How much can I save by bundling my policies?
• Will I lose any money if I cancel my policy before it expires?

If you don’t know the answers to these questions, you might consider talking to a licensed agent. If you want to speak to an agent in your area, simply complete this short form.

Coverages available on your auto insurance policy

Knowing the specifics of your auto insurance policy aids in choosing which coverages you need for your vehicles. The terms used in a policy can be impossible to understand and reading a policy is terribly boring.

Collision – Collision insurance covers damage to your Lancer Evolution from colliding with an object or car. You have to pay a deductible and the rest of the damage will be paid by collision coverage.

Collision coverage protects against claims such as damaging your car on a curb, rolling your car, sustaining damage from a pot hole, backing into a parked car and hitting a parking meter. Collision coverage makes up a good portion of your premium, so analyze the benefit of dropping coverage from vehicles that are older. Drivers also have the option to raise the deductible in order to get cheaper collision rates.

Liability insurance – This will cover injuries or damage you cause to people or other property in an accident. This coverage protects you against other people’s claims, and doesn’t cover your injuries or vehicle damage.

It consists of three limits, bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. You commonly see liability limits of 50/100/50 that means you have $50,000 in coverage for each person’s injuries, a total of $100,000 of bodily injury coverage per accident, and a total limit of $50,000 for damage to vehicles and property.

Liability coverage protects against claims such as bail bonds, emergency aid, structural damage, pain and suffering and funeral expenses. How much liability should you purchase? That is your choice, but consider buying as high a limit as you can afford.

UM/UIM (Uninsured/Underinsured Motorist) coverage – Uninsured or Underinsured Motorist coverage protects you and your vehicle when the “other guys” either are underinsured or have no liability coverage at all. Covered losses include injuries sustained by your vehicle’s occupants as well as your vehicle’s damage.

Since many drivers have only the minimum liability required by law, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is important protection for you and your family.

Medical payments and PIP coverage – Med pay and PIP coverage kick in for expenses for nursing services, doctor visits, pain medications, surgery and EMT expenses. They are often used in conjunction with a health insurance policy or if you do not have health coverage. Coverage applies to all vehicle occupants and also covers if you are hit as a while walking down the street. PIP coverage is not an option in every state and gives slightly broader coverage than med pay

Comprehensive auto coverage – Comprehensive insurance pays to fix your vehicle from damage OTHER than collision with another vehicle or object. A deductible will apply and then insurance will cover the rest of the damage.

Comprehensive can pay for claims like fire damage, rock chips in glass and a broken windshield. The most your auto insurance company will pay is the cash value of the vehicle, so if the vehicle’s value is low consider dropping full coverage.