View 2014 Audi RS 7 Car Insurance Quotes

Finding cheaper insurance for your Audi RS 7 can be a painful process, but you can follow a few tricks and make it easy. There is a right way and a wrong way to buy auto insurance and we’ll show you the absolute fastest way to quote coverages for a new or used Audi and find the lowest possible price.

Smart consumers take time to get comparison quotes occasionally since rates fluctuate regularly. Just because you found the lowest price on RS 7 coverage a few years ago other companies may now be cheaper. There is a lot of bad information regarding auto insurance online, so I’m going to show you some solid techniques on how to quit paying high auto insurance rates.

Take discounts and save

Companies offering auto insurance don’t always advertise all available discounts in an easy-to-find place, so we researched both the well known and the more hidden savings tricks you should be using. If they aren’t giving you every credit possible, you are throwing money away.

  • No Claims – Drivers with accident-free driving histories pay much less as compared to drivers who are more careless.
  • Life Insurance Discount – Larger companies have better rates if you take out life insurance.
  • Early Signing – Some companies give discounts for signing up before your current policy expires. This can save 10% or more.
  • Passive Restraints – Vehicles equipped with air bags can qualify for discounts up to 30%.
  • Good Students Pay Less – Getting good grades can earn a discount of 20% or more. Earning this discount can benefit you up to age 25.
  • Clubs and Organizations – Being a member of a qualifying organization may earn a discount when buying insurance on RS 7 coverage.

A little note about advertised discounts, most of the big mark downs will not be given to the entire cost. Most only cut specific coverage prices like medical payments or collision. Just because it seems like adding up those discounts means a free policy, companies don’t profit that way.

Car insurance companies who might offer these money-saving discounts may include but are not limited to:

Before buying, ask every prospective company which discounts they offer. Some discounts may not apply in every state.

Where Can I Get Cheap Auto Insurance?

Getting a cheaper price on 2014 Audi RS 7 insurance can be relatively painless. You just have to spend a few minutes getting comparison quotes online from several insurance companies. This can be done in several different ways.

  1. The recommended way to compare a lot of rates at once is to use a rate comparison form (click to open form in new window). This type of form eliminates the need for separate quotation requests to each individual auto insurance company. Just one form will return price quotes from multiple low-cost companies. This is perfect if you don’t have a lot of time.
  2. A less efficient way to obtain and compare quotes online requires you to visit the website for every company you want to comare and fill out their own quote form. For sake of this example, let’s assume you want comparison quotes from Geico, Safeco and State Farm. You would have to visit each site to enter your coverage information, and that’s why the first method is more popular.

    To view a list of companies in your area, click here.

  3. The least recommended method to compare rates is driving around to local insurance agencies. Buying insurance online has reduced the need for local agents unless you require the professional advice only provided by licensed agents. However, consumers can compare the best prices online but still have the advice of a local agent.

However you get your quotes, double check that you are using the exact same quote information on every quote you get. If your comparisons have different deductibles it will be next to impossible to make an equal comparison.

Which policy gives me the best coverage?

When it comes to buying the right insurance coverage, there really is not a best way to insure your cars. Everyone’s situation is unique.

Here are some questions about coverages that might point out whether your personal situation could use an agent’s help.

  • Will I be non-renewed for getting a DUI or other conviction?
  • Do I need added coverage for expensive stereo equipment?
  • Is business equipment covered while in my vehicle?
  • Does my car insurance cover rental cars?
  • Are my friends covered when driving my car?
  • Does medical payments coverage apply to all occupants?
  • Is other people’s property covered if stolen from my vehicle?
  • What if I don’t agree with a claim settlement offer?
  • What are the best liability limits?
  • Do I need more liability coverage?

If you don’t know the answers to these questions, you may need to chat with a licensed agent. If you want to speak to an agent in your area, fill out this quick form. It is quick, free and you can get the answers you need.

Parts of your auto insurance policy

Knowing the specifics of your policy aids in choosing the right coverages and proper limits and deductibles. Auto insurance terms can be impossible to understand and coverage can change by endorsement.

Medical expense insurance – Med pay and PIP coverage pay for bills such as hospital visits, surgery and prosthetic devices. They can be used in conjunction with a health insurance policy or if you do not have health coverage. It covers you and your occupants in addition to if you are hit as a while walking down the street. Personal Injury Protection is only offered in select states and may carry a deductible

Protection from uninsured/underinsured drivers – Uninsured or Underinsured Motorist coverage gives you protection from other drivers when they are uninsured or don’t have enough coverage. Covered losses include medical payments for you and your occupants and damage to your Audi RS 7.

Since a lot of drivers only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. So UM/UIM coverage is very important.

Comprehensive (Other than Collision) – Comprehensive insurance pays for damage that is not covered by collision coverage. You need to pay your deductible first then the remaining damage will be covered by your comprehensive coverage.

Comprehensive insurance covers things such as fire damage, damage from flooding, a tree branch falling on your vehicle, a broken windshield and hitting a deer. The highest amount you can receive from a comprehensive claim is the market value of your vehicle, so if your deductible is as high as the vehicle’s value it’s probably time to drop comprehensive insurance.

Liability coverages – Liability insurance protects you from damages or injuries you inflict on a person or their property that is your fault. It protects YOU against other people’s claims. Liability doesn’t cover your injuries or vehicle damage.

Coverage consists of three different limits, bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. You might see limits of 100/300/100 that translate to a limit of $100,000 per injured person, $300,000 for the entire accident, and property damage coverage for $100,000.

Liability coverage protects against things such as repair costs for stationary objects, medical services, attorney fees and loss of income. How much liability coverage do you need? That is your choice, but buy as large an amount as possible.

Collision coverages – This will pay to fix damage to your RS 7 caused by collision with another vehicle or an object, but not an animal. You will need to pay your deductible then your collision coverage will kick in.

Collision can pay for things such as hitting a parking meter, sideswiping another vehicle and hitting a mailbox. This coverage can be expensive, so analyze the benefit of dropping coverage from older vehicles. It’s also possible to bump up the deductible in order to get cheaper collision rates.

Be a smart shopper

Lower-priced 2014 Audi RS 7 insurance is possible on the web as well as from independent agents, and you need to price shop both in order to have the best chance of saving money. There are still a few companies who don’t offer online quoting and usually these smaller companies provide coverage only through local independent agents.

When trying to cut insurance costs, it’s a bad idea to buy lower coverage limits just to save a few bucks. There are too many instances where someone sacrificed physical damage coverage only to regret at claim time that the small savings ended up costing them much more. The ultimate goal is to purchase plenty of coverage for the lowest price while not skimping on critical coverages.

People leave their current company for any number of reasons including denial of a claim, unfair underwriting practices, policy non-renewal and not issuing a premium refund. Regardless of your reason, switching companies is actually quite simple.

Much more information about car insurance can be found at these links: