Save on 2016 Chevrolet Corvette Insurance Quotes

Looking for better insurance rates for your Chevrolet Corvette? Finding better insurance prices for your Chevy Corvette can turn out to be a painful process, but you can learn a few tricks to save time.

There are both good and bad ways to buy insurance and we’ll show you the best way to get price quotes for a new or used Chevy and find the lowest price either online or from local insurance agents.

You should make it a habit to get comparison quotes as often as possible since prices are rarely the same from one policy term to another. Despite the fact that you may have had the lowest rates for Corvette insurance on your last policy you will most likely find a better rate quote today. Forget anything you know (or think you know) about insurance because we’re going to demonstrate the quickest way to eliminate unnecessary coverages and save money.

How to get cheap car insurance

Comparing car insurance rates can be a daunting task if you don’t understand the fastest way to get free quotes. You can waste a few hours (or days) driving to local insurance agents in your area, or you could use online quoting to quickly compare rates.

Many of the larger companies are enrolled in a marketplace that enables customers to submit their information once, and each company returns a competitive quote. This eliminates the need for quote requests to each individual car insurance company.

To find out how much you’re overpaying now click here to open in new window.

The only drawback to doing it this way is you are unable to specify which insurance companies to get quotes from. So if you prefer to choose individual companies to compare, we have a page of car insurance companies in your area. Click here to view list.

The approach you take is up to you, just do your best to use equivalent deductibles and coverage limits on every quote you get. If each company quotes mixed coverages you will not be able to determine which company has the best rates.

Different people need different insurance coverage coverages

When it comes to buying coverage for your vehicles, there really is no cookie cutter policy. Every insured’s situation is different.

These are some specific questions can help discover whether or not you will benefit from professional help.

What is no-fault insurance?
What can I do if my company won’t pay a claim?
How much can I save by bundling my policies?
Does my medical payments coverage pay my health insurance deductible?
Am I covered by my employer’s commercial auto policy when driving my personal car for business?
Does my car insurance cover rental cars?
Is other people’s property covered if stolen from my vehicle?
Is pleasure use cheaper than using my 2016 Chevy Corvette to commute?

If it’s difficult to answer those questions but one or more may apply to you, then you may want to think about talking to a licensed insurance agent. To find lower rates from a local agent, fill out this quick form. It only takes a few minutes and can help protect your family.

Educate yourself about car insurance coverages

Understanding the coverages of car insurance can be of help when determining which coverages you need for your vehicles. The terms used in a policy can be impossible to understand and coverage can change by endorsement.

Medical payments and PIP coverage

Personal Injury Protection (PIP) and medical payments coverage pay for short-term medical expenses like nursing services, EMT expenses, rehabilitation expenses, funeral costs and chiropractic care. The coverages can be used to cover expenses not covered by your health insurance policy or if you are not covered by health insurance. Coverage applies to not only the driver but also the vehicle occupants in addition to being hit by a car walking across the street. Personal Injury Protection is only offered in select states and may carry a deductible

Coverage for collisions

Collision insurance will pay to fix damage to your Corvette caused by collision with an object or car. You have to pay a deductible and then insurance will cover the remainder.

Collision coverage protects against claims like sustaining damage from a pot hole, colliding with another moving vehicle and damaging your car on a curb. This coverage can be expensive, so you might think about dropping it from lower value vehicles. It’s also possible to choose a higher deductible to save money on collision insurance.

Liability car insurance

Liability insurance can cover injuries or damage you cause to other people or property that is your fault. This coverage protects you against other people’s claims. Liability doesn’t cover your injuries or vehicle damage.

Coverage consists of three different limits, per person bodily injury, per accident bodily injury, and a property damage limit. You commonly see values of 25/50/25 that means you have a $25,000 limit per person for injuries, $50,000 for the entire accident, and a limit of $25,000 paid for damaged property. Some companies may use a combined limit that pays claims from the same limit without having the split limit caps.

Liability insurance covers claims like medical expenses, structural damage, bail bonds and loss of income. How much coverage you buy is up to you, but buy higher limits if possible.

Comprehensive auto coverage

Comprehensive insurance pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You need to pay your deductible first then your comprehensive coverage will pay.

Comprehensive can pay for things like hitting a bird, a broken windshield, hitting a deer and falling objects. The maximum amount you’ll receive from a claim is the market value of your vehicle, so if the vehicle’s value is low consider removing comprehensive coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage

This gives you protection from other drivers when they are uninsured or don’t have enough coverage. Covered claims include medical payments for you and your occupants as well as your vehicle’s damage.

Due to the fact that many drivers only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. That’s why carrying high Uninsured/Underinsured Motorist coverage is very important. Normally these coverages do not exceed the liability coverage limits.