Vehicles > Acura > CL

Acura CL Insurance Cost

Comparing car insurance through online rate quotes saves time, is easy to do and there is a good chance you can save money. The key to finding lower rates is to compare rates from as many companies as possible so you can get the lowest rate quotes.

Using the web to shop for car insurance direct can be a challenge if you are a beginner to online rate quotes. Don't let that stop you because it's actually quite easy. There are several ways of comparing rates from different insurance companies. By far the easiest way to find competitive Acura CL insurance rates involves getting comparison quotes online. This can be accomplished by completing this short form.

Car insurance premiums for your Acura CL will vary greatly and are calculated by many factors. Some of these factors include:

  • Tickets increase premiums
  • Your credit history
  • Male rates may be higher
  • Low deductibles cost more
  • Safety rating of your CL
  • Your occupation
  • The level of coverage
  • Whether you own your home

An additional factor that can impact Acura CL insurance cost is the year of the vehicle. Used vehicles cost less than newer models so the payout to repair may end up costing you less. Conversely, newer vehicles may have safety features such as adaptive cruise control, autonomous braking, traction control, and forward-collision avoidance so those may give discounted rates.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle below.

Auto liability

This can cover damage that occurs to other's property or people. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. It is cheap coverage so you should buy as much as you can afford.

Collision insurance

This coverage covers damage to your Acura resulting from colliding with another car or object. You have to pay a deductible then the remaining damage will be paid by your insurance company. Collision coverage makes up a good portion of your premium, so analyze the benefit of dropping coverage from older vehicles. It's also possible to raise the deductible to bring the cost down.

Comprehensive auto coverage

Comprehensive insurance coverage pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You first must pay your deductible and then insurance will cover the rest of the damage. The maximum amount you'll receive from a claim is the cash value of the vehicle, so if the vehicle's value is low it's probably time to drop comprehensive insurance.

Uninsured/Underinsured Motorist (UM/UIM)

Your UM/UIM coverage protects you and your vehicle from other drivers when they either are underinsured or have no liability coverage at all. Because many people have only the minimum liability required by law, it only takes a small accident to exceed their coverage. So UM/UIM coverage is a good idea.

Medical payments and PIP coverage

Coverage for medical payments and/or PIP kick in for short-term medical expenses such as nursing services, prosthetic devices, and dental work. They are utilized in addition to your health insurance plan or if you do not have health coverage. PIP coverage is not an option in every state but it provides additional coverages not offered by medical payments coverage.

How Much are Acura CL Insurance Rates?