Vehicles > Acura > NSX

Acura NSX Insurance Cost

Buying car insurance from online companies saves time, is easy to do and at the same time you can save money. The key to finding lower rates is getting rates from all providers in order to have the lowest rate quotes.

Shopping online for car insurance is challenging if you are a beginner to quoting online. But relax because it's actually quite easy. There are several ways to compare quotes and find the best price. By far the easiest way to compare Acura NSX insurance rates is to get quotes online. It is quite easy and can be accomplished by comparing rates here.

What factors determine car insurance premiums?

Car insurance premiums paid to insure a Acura NSX can be significantly different and are calculated by many factors. Taken into consideration are:

  • Tickets increase premiums
  • Better credit means lower rates
  • Your gender can raise or lower rates
  • Deductible amount directly impacts your rate
  • Your vehicle's safety rating
  • Your occupation
  • Insurance coverage level
  • Whether you rent or own your home

An additional factor that helps determine Acura NSX insurance cost is the year of the vehicle. Older models have a reduced actual cash value than newer models so the costs to repair may end up costing you less. Although newer models may have safety features included like active head restraints, adaptive headlights, a backup camera, and tire pressure monitors that may help lower rates.

To get a better understanding how rates are influenced for your specific model year, select the year of your vehicle from available model years below.

Liability coverage

This protects you from damages or injuries you inflict on a person or their property in an accident. Liability coverage protects against things such as emergency aid, pain and suffering, and medical services. It is cheap coverage so you should buy as large an amount as possible.

Collision insurance

Collision insurance pays for damage to your Acura from colliding with an object or car. You first must pay a deductible then the remaining damage will be paid by your insurance company. This coverage can be expensive, so analyze the benefit of dropping coverage from older vehicles. You can also raise the deductible in order to get cheaper Acura NSX insurance cost.

Comprehensive coverage

This pays for damage that is not covered by collision coverage. You first must pay your deductible and then insurance will cover the rest of the damage. The highest amount you can receive from a comprehensive claim is the cash value of the vehicle, so if it's not worth much more than your deductible consider dropping full coverage.

Uninsured/Underinsured Motorist (UM/UIM)

This protects you and your vehicle's occupants from other motorists when they do not carry enough liability coverage. Since many drivers only carry the minimum required liability limits, their liability coverage can quickly be exhausted. This is the reason having UM/UIM coverage is very important.

Medical payments coverage and PIP

Med pay and PIP coverage kick in for expenses such as doctor visits, EMT expenses, and X-ray expenses. They are often used to cover expenses not covered by your health insurance policy or if you are not covered by health insurance. PIP coverage is not available in all states and gives slightly broader coverage than med pay.

How Much are Acura NSX Insurance Rates?