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Audi A4 Insurance Quotes

Comparing auto insurance through online providers is simple to do, in addition you may find lower rates. The critical component is to take the time to get rates from as many companies as possible so you can get every possible rate.

Using the web to shop for auto insurance direct can be complicated if you have never used online quotes. Don't let that stop you because we're going to show you how. Reducing your Audi A4 insurance cost is surprisingly easy. All that's required is to spend a few minutes on the computer to compare quotes online with multiple companies. This can be done by completing this short form.

Criteria which help determine your insurance rates

Insurance premiums for your Audi A4 can vary widely subject to many criteria. A few of these criteria are:

  • Traffic citations increase rates
  • Credit rating
  • Your location impacts rates
  • High miles vs. low miles
  • Men typically pay more than women
  • Low deductibles cost more
  • NTSB crash rating for your vehicle
  • Whether or not you have claims
  • Having continuous coverage saves you money
  • Owning a home can lower rates

One important consideration that can impact your rates is the age of the vehicle. New vehicles have a higher value compared to older Audi models so the payout to repair can inflate annual premiums. Although more recent Audi vehicles have more advanced features included like autonomous braking, tire pressure monitors, and lane departure warning system which can give discounted rates.

To get a better understanding how rates are influenced for your specific model year, select the year of your vehicle from the following list.

Liability auto insurance

Audi A4 liability coverage will cover injuries or damage you cause to other's property or people. Liability coverage pays for claims such as funeral expenses, loss of income, and emergency aid. This coverage is usually fairly inexpensive so buy higher limits if possible.

Collision coverage protection

This coverage will pay to fix damage to your Audi resulting from colliding with another vehicle or an object, but not an animal. You will need to pay your deductible and the rest of the damage will be paid by collision coverage. Collision coverage makes up a good portion of your premium, so consider removing coverage from lower value vehicles. It's also possible to increase the deductible in order to get cheaper Audi A4 insurance quotes.

Comprehensive (Other than Collision)

Comprehensive insurance coverage pays to fix your vehicle from damage caused by mother nature, theft, vandalism and other events. You need to pay your deductible first then your comprehensive coverage will pay. The maximum payout a auto insurance company will pay at claim time is the market value of your vehicle, so if the vehicle's value is low it's not worth carrying full coverage.

Coverage for uninsured or underinsured drivers

This coverage protects you and your vehicle from other motorists when they are uninsured or don't have enough coverage. Because many people have only the minimum liability required by law, it doesn't take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage is a good idea.

Medical expense insurance

Personal Injury Protection (PIP) and medical payments coverage reimburse you for bills like ambulance fees, surgery, and doctor visits. They are utilized in addition to your health insurance policy or if you are not covered by health insurance. Personal injury protection coverage is only offered in select states but it provides additional coverages not offered by medical payments coverage.

How Much are Audi A4 Insurance Rates?