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Audi A5 Insurance Quotes

You have lots of choices when looking for the best insurance on your Audi vehicle. You can buy from your neighborhood insurance agent or get quotes online to compare insurance costs of companies. Buying car insurance by quoting online saves time, is easy to do and at the same time you will probably save money.

Shopping online for car insurance is challenging if you are a beginner to online quoting. But don't let that discourage you because there is an easy way to compare rates. To find the best car insurance prices, there are several ways to get quotes from different insurance companies. The best way to find the cheapest Audi A5 insurance cost is to get quotes online. It is quite easy and can be accomplished by getting a quick quote here.

What factors determine Audi A5 insurance rates?

Insurance rates for a Audi A5 can fluctuate considerably and are calculated by many factors. Taken into consideration are:

  • High performance increases premiums
  • Accidents raise premiums
  • Multiple policies can save money
  • Use of your vehicle
  • Special coverage such as replacement cost
  • Your profession
  • The level of coverage
  • Whether you rent or own your home

One last important factor that helps determine the rate you pay on your Audi is the year of manufacture. Older models have a reduced actual cash value so repair costs tend to be lower which may end up costing you less. Conversely, more recent Audi vehicles may have options such as dual-stage airbags, sideview assist mirrors, and active head restraints which may help offset higher rates.

To get a better idea how much rates will be for your vehicle, select the year of your A5 from available model years below.

Liability coverages

This will cover damages or injuries you inflict on other people or property in an accident. Liability can pay for things such as emergency aid, pain and suffering, and medical services. It is cheap coverage so purchase as high a limit as you can afford.

Collision coverage protection

Collision insurance will pay to fix damage to your Audi caused by collision with an object or car. A deductible applies then the remaining damage will be paid by your insurance company. Audi A5 collision insurance is rather expensive coverage, so analyze the benefit of dropping coverage from vehicles that are 8 years or older. Drivers also have the option to choose a higher deductible to bring the cost down.

Comprehensive coverages

Comprehensive insurance covers damage that is not covered by collision coverage. You first must pay your deductible then the remaining damage will be covered by your comprehensive coverage. The most you can receive from a comprehensive claim is the cash value of the vehicle, so if your deductible is as high as the vehicle's value it's not worth carrying full coverage.

Coverage for uninsured or underinsured drivers

This provides protection from other drivers when they are uninsured or don't have enough coverage. Since many drivers carry very low liability coverage limits, their limits can quickly be used up. So UM/UIM coverage is very important.

Coverage for medical payments

Personal Injury Protection (PIP) and medical payments coverage kick in for expenses for things like doctor visits, EMT expenses, and X-ray expenses. They can be used to fill the gap from your health insurance program or if you do not have health coverage. PIP coverage is only offered in select states and may carry a deductible.

How Much are Audi A5 Insurance Rates?