Vehicles > Audi > RS 4

Audi RS 4 Insurance Quotes

Comparing car insurance online saves time, is easy to do and there is a good chance you may find lower rates. The key to finding lower rates is to compare as many rate quotes as possible in order to have every company's rates.

Using the web to shop for car insurance direct can be a challenge if you are a beginner to online rate quotes. But don't let that discourage you because we're going to show you how. The are a couple different ways to compare quotes from car insurance companies in your area. The simplest method to compare Audi RS 4 insurance cost involves getting comparison quotes online. This can be accomplished by comparing rates here.

Insurance premiums for a Audi RS 4 will vary greatly and are calculated by many factors. Some of these factors include:

  • Tickets increase premiums
  • Your credit history
  • Your location impacts rates
  • How many miles you drive
  • Your gender can raise or lower rates
  • Deductible amount directly impacts your rate
  • Safety rating of your RS 4
  • Your job
  • The amount of protection requested
  • Whether you own your home

One important consideration that can impact your rates is the age of the vehicle. Used vehicles cost less compared to new Audi models so repair costs tend to be lower which may end up costing you less. But newer models have more advanced features including a telematics system, adaptive cruise control, and anti-lock brakes so those may lower rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle below.

Liability coverage

This protects you from damage that occurs to other people or property. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. It is cheap coverage so buy as much as you can afford.

Coverage for collisions

This coverage pays for damage to your Audi caused by collision with another car or object. You have to pay a deductible then the remaining damage will be paid by your insurance company. Audi RS 4 collision insurance is rather expensive coverage, so analyze the benefit of dropping coverage from lower value vehicles. You can also increase the deductible to save money on collision insurance.

Comprehensive coverage

Comprehensive insurance pays for damage OTHER than collision with another vehicle or object. You first must pay your deductible then your comprehensive coverage will pay. The maximum amount you'll receive from a claim is the cash value of the vehicle, so if it's not worth much more than your deductible consider dropping full coverage.

Protection from uninsured/underinsured drivers

Your UM/UIM coverage protects you and your vehicle's occupants when the "other guys" do not carry enough liability coverage. Because many people only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is a good idea.

Medical payments coverage and PIP

Med pay and PIP coverage kick in for short-term medical expenses like nursing services, prosthetic devices, and dental work. They are often used to fill the gap from your health insurance plan or if there is no health insurance coverage. PIP coverage is not available in all states and gives slightly broader coverage than med pay.

How Much are Audi RS 4 Insurance Rates?