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Audi RS 5 Insurance Rates

Drivers have lots of options when attempting to insure your Audi vehicle. You can buy from an agent or shop online to compare pricing from multiple insurance companies. Finding cheaper car insurance on the web is easy, plus you can save money.

Consumers who are new to the process of buying insurance may think finding affordable Audi RS 5 insurance is not very easy. There are several ways to get quotes from car insurance companies in your area. The fastest way to find the lowest Audi RS 5 insurance quotes is to perform an online rate comparison. This can be done by visiting this page.

Premiums are calculated by...

Car insurance premiums paid to insure a Audi RS 5 can fluctuate considerably based upon several criteria. Including but not limited to:

  • The performance level of your RS 5
  • Accidents raise premiums
  • Home/auto policy bundles save money
  • How you use your vehicle
  • Young drivers cost more
  • Being married can lower rates
  • Add-on coverages such as rental reimbursement
  • Your occupation
  • The amount of protection requested
  • Home ownership saves money

An additional factor which can affect Audi RS 5 insurance rates is the year of the vehicle. Models that are a few years old have a lower value than newer models so the costs to repair will push premiums down. But more recent Audi vehicles may have safety features including automatic crash notification, anti-lock brakes, and a backup camera which may provide discounts that lower premiums.

To get more specific information about how much rates will be for your vehicle, select the year of your RS 5 from the list below.

Liability car insurance

Liability insurance will cover damage or injury you incur to a person or their property that is your fault. Liability can pay for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Liability insurance is relatively cheap so you should buy as high a limit as you can afford.

Auto collision coverage

This will pay to fix damage to your Audi from colliding with a stationary object or other vehicle. A deductible applies and then insurance will cover the remainder. This coverage can be expensive, so consider dropping it from older vehicles. Another option is to raise the deductible to save money on collision insurance.

Comprehensive car insurance

This will pay to fix damage from a wide range of events other than collision. You first have to pay a deductible and then insurance will cover the rest of the damage. The most your car insurance company will pay is the actual cash value, so if the vehicle is not worth much it's not worth carrying full coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage

Uninsured or Underinsured Motorist coverage gives you protection when the "other guys" are uninsured or don't have enough coverage. Since a lot of drivers only purchase the least amount of liability that is required, their limits can quickly be used up. For this reason, having high UM/UIM coverages should not be overlooked.

Coverage for medical expenses

Personal Injury Protection (PIP) and medical payments coverage provide coverage for immediate expenses such as EMT expenses, pain medications, and nursing services. The coverages can be used to cover expenses not covered by your health insurance program or if there is no health insurance coverage. PIP is only offered in select states but can be used in place of medical payments coverage.

How Much are Audi RS 5 Insurance Rates?