Vehicles > Audi > SQ5

Audi SQ5 Insurance Rates

Shopping for car insurance through online rate quotes is simple to do, plus you might just save a little. The critical component is to take the time to get rates from as many companies as possible in order to have the lowest prices.

Comparing car insurance rates direct online can be difficult if you have never used online quotes. Don't let that stop you because comparing prices is actually very simple. When shopping for car insurance there are multiple ways of comparing rates from car insurance companies in your area. The easiest way to compare Audi SQ5 insurance cost consists of shopping online. This can be done by comparing rates here.

Car insurance rates influenced by the following

Auto insurance rates for your Audi SQ5 can vary widely subject to many criteria. Including but not limited to:

  • Traffic citations increase rates
  • Credit rating
  • Male rates may be higher
  • Deductible amount directly impacts your rate
  • Crash test rating for your SQ5
  • What you do for a living
  • The amount of protection requested
  • Home ownership saves money

A final factor that will help determine Audi SQ5 insurance rates is the model year. Older cars and trucks have a lower value in comparison to older models so the payout to repair can decrease annual premiums. But newer vehicles may have a trim level with safety features including an advanced theft deterrent system, traction control, lane departure warning system, and dual-stage airbags which can lower rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Auto liability - Audi SQ5 liability coverage can cover damage or injury you incur to other's property or people by causing an accident. Liability coverage pays for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so consider buying higher limits if possible.

Collision - Collision coverage covers damage to your Audi resulting from colliding with a stationary object or other vehicle. You will need to pay your deductible and the rest of the damage will be paid by collision coverage. Collision coverage makes up a good portion of your premium, so consider removing coverage from vehicles that are older. You can also bump up the deductible to save money on collision insurance.

Comprehensive auto coverage - Comprehensive insurance coverage pays for damage from a wide range of events other than collision. You need to pay your deductible first and the remainder of the damage will be paid by your Audi SQ5 comprehensive insurance. The maximum payout your car insurance company will pay is the market value of your vehicle, so if it's not worth much more than your deductible it's probably time to drop comprehensive insurance.

UM/UIM Coverage - Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants when the "other guys" either are underinsured or have no liability coverage at all. Due to the fact that many drivers only carry the minimum required liability limits, it doesn't take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages is important protection for you and your family.

Medical payments and PIP coverage - Coverage for medical payments and/or PIP reimburse you for immediate expenses (i.e. EMT expenses, pain medications, and nursing services). They are often utilized in addition to your health insurance policy or if there is no health insurance coverage. Personal injury protection coverage is not an option in every state and gives slightly broader coverage than med pay.

How Much are Audi SQ5 Insurance Rates?