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Buick Century Insurance Quotes

Finding cheaper auto insurance by comparing rates online can be fast and easy, in addition you may find lower rates. The most important part is to take the time to get rates from all companies so you can compare every possible rate.

If you are a novice to online auto insurance shopping, you may be confused by the hoards of companies selling insurance. Reducing your Century insurance cost can be quick and easy. All that's required is to spend a few minutes on the computer to compare quotes provided by online insurance companies. It is quite easy and can be accomplished by visiting this page.

Criteria which help determine Buick insurance rates

Insurance premiums on a Buick Century can vary widely depending on several factors. A few of these criteria are:

  • A clean driving record keeps rates low
  • Credit rating
  • The size of your community
  • The number of annual miles
  • Men typically pay more than women
  • Higher deductibles save money
  • NTSB crash rating for your vehicle
  • Whether or not you have claims
  • No coverage lapses saves money
  • Owning a home can lower rates

One important consideration which can affect your rates is the age of the vehicle. A newer vehicle have a higher actual cash value compared to older Buick models so the cost to replace them can inflate annual premiums. Conversely, more recent Buick vehicles have more advanced features such as a collision avoidance system, all-wheel drive, a telematics system, and tire pressure monitors which can provide discounts that lower premiums.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle from the following list.

Auto liability insurance

This coverage will cover injuries or damage you cause to people or other property that is your fault. Liability coverage pays for claims such as funeral expenses, loss of income, and emergency aid. Coverage is generally pretty cheap so buy higher limits if possible.

Collision coverage protection

This will pay to fix damage to your Buick resulting from a collision with another vehicle or an object, but not an animal. You will need to pay your deductible then your collision coverage will kick in. Collision coverage for your Century can be pricey, so you might think about dropping it from lower value vehicles. Another option is to increase the deductible to bring the cost down.

Comprehensive insurance

This coverage will pay to fix damage caused by mother nature, theft, vandalism and other events. A deductible will apply then your comprehensive coverage will pay. The maximum payout a auto insurance company will pay at claim time is the ACV or actual cash value, so if the vehicle is not worth much it's not worth carrying full coverage.

Coverage for uninsured or underinsured drivers

This coverage gives you protection from other drivers when they are uninsured or don't have enough coverage. Since a lot of drivers only purchase the least amount of liability that is required, it doesn't take a major accident to exceed their coverage limits. So UM/UIM coverage should not be overlooked.

Med pay and Personal Injury Protection (PIP)

Personal Injury Protection (PIP) and medical payments coverage pay for bills like ambulance fees, surgery, and doctor visits. The coverages can be used in conjunction with a health insurance policy or if you do not have health coverage. Personal Injury Protection is only offered in select states but can be used in place of medical payments coverage.

How Much are Buick Century Insurance Rates?