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Buick Enclave Insurance Rates

Buying car insurance by quoting online can be fast and easy and there is a good chance you will probably save money. The most important part is to take the time to get rates from all providers in order to have every option.

If you're new to shopping for car insurance online, you can be overwhelmed by the hoards of online companies competing for your business. To find the best car insurance prices, there are several ways to get quotes from car insurance companies in your area. The quickest method to compare Enclave insurance quotes is to get quotes online. This can be accomplished by comparing rates here.

Insurance rates paid to insure a Buick Enclave can vary widely depending on several factors. Some of these factors include:

  • A clean driving record keeps rates low
  • Credit rating
  • Where you live
  • Annual mileage can affect rates
  • Men typically pay more than women
  • Deductible amount directly impacts your rate
  • Safety rating of your Enclave
  • Your profession
  • The amount of protection requested
  • Whether you own your home

One last important factor that helps determine the rate you pay on your Buick is the year of manufacture. Older models cost less so the costs to repair may result in lower rates. But more recent Buick vehicles may have options including traction control, active head restraints, a backup camera, and an advanced theft deterrent system which can lower rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle below.

Liability coverages

This coverage will cover damage that occurs to a person or their property in an accident. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so purchase higher limits if possible.

Collision coverage

Collision insurance will pay to fix damage to your Buick from colliding with another car or object. You will need to pay your deductible then your collision coverage will kick in. This coverage can be expensive, so you might think about dropping it from vehicles that are 8 years or older. You can also choose a higher deductible to save money on collision insurance.

Comprehensive coverages

This pays for damage OTHER than collision with another vehicle or object. A deductible will apply then the remaining damage will be covered by your comprehensive coverage. The maximum payout you'll receive from a claim is the ACV or actual cash value, so if it's not worth much more than your deductible it's not worth carrying full coverage.

Uninsured Motorist or Underinsured Motorist insurance

Your UM/UIM coverage protects you and your vehicle's occupants when the "other guys" are uninsured or don't have enough coverage. Since many drivers only carry the minimum required liability limits, it doesn't take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages is very important.

Coverage for medical payments

Personal Injury Protection (PIP) and medical payments coverage pay for short-term medical expenses for things like nursing services, prosthetic devices, and dental work. They are often used to cover expenses not covered by your health insurance policy or if there is no health insurance coverage. Personal Injury Protection is only offered in select states and gives slightly broader coverage than med pay.

How Much are Buick Enclave Insurance Rates?