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Buick Skylark Insurance Rates

There are many options when trying to insure your Buick vehicle. You can either buy through an agent or price shop online to compare rates from many different auto insurance companies. Shopping for auto insurance through online rate quotes is simple to do and there is a good chance you can save money.

Comparing auto insurance rates direct online can be a challenge if you have never used online quotes. But don't be discouraged because it's actually quite easy. Finding a lower price on Skylark insurance can be surprisingly simple. You just have to take a little time getting comparison quotes online with multiple companies. This is very easy and can be done by comparing rates here.

Car insurance premiums on a Buick Skylark can vary widely subject to many criteria. Some of these factors include:

  • More performance equals higher cost
  • Any accidents you may have
  • Whether you insure your home with the same company
  • Pleasure use vs. commuting use
  • Your birth date
  • Whether you are married
  • Extra coverages like towing and rental
  • Your claim history
  • Maintaining coverage lowers rates
  • Whether you own your home

An additional factor that will help determine Skylark insurance rates is the year of the vehicle. Newer models have a higher replacement value than older models so the payout to repair can inflate annual premiums. But newer vehicles may have safety features including lane departure warning system, a telematics system, and adaptive headlights which can lower rates.

To get more specific information about how much rates will be for your vehicle, select the year of your Skylark below.

Auto liability

Skylark liability coverage can cover damage that occurs to people or other property by causing an accident. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so you should buy higher limits if possible.

Collision coverage

Collision coverage covers damage to your Buick resulting from a collision with another car or object. You will need to pay your deductible and the rest of the damage will be paid by collision coverage. Collision coverage for your Skylark can be pricey, so consider removing coverage from older vehicles. You can also raise the deductible to save money on collision insurance.

Comprehensive auto coverage

This coverage pays for damage OTHER than collision with another vehicle or object. You need to pay your deductible first and then insurance will cover the rest of the damage. The maximum payout you'll receive from a claim is the market value of your vehicle, so if it's not worth much more than your deductible it's probably time to drop comprehensive insurance.

Uninsured Motorist or Underinsured Motorist insurance

Your UM/UIM coverage protects you and your vehicle's occupants when the "other guys" either are underinsured or have no liability coverage at all. Due to the fact that many drivers only carry the minimum required liability limits, it doesn't take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages is important protection for you and your family.

Medical payments and PIP coverage

Coverage for medical payments and/or PIP reimburse you for short-term medical expenses such as nursing services, prosthetic devices, and dental work. They are often used in conjunction with a health insurance policy or if there is no health insurance coverage. Personal injury protection coverage is not an option in every state and gives slightly broader coverage than med pay.

How Much are Buick Skylark Insurance Rates?