Vehicles > Buick > Verano

Buick Verano Insurance Cost

Finding cheaper auto insurance through online rate quotes is simple to do, plus you may find lower rates. The critical component is to get rates from all companies so you can get the lowest rate quotes.

Finding the best direct price on auto insurance can be difficult if you have never used online quoting. But don't be discouraged because we're going to show you how. Lowering your Verano insurance rates can be surprisingly simple. You just need to take a few minutes to compare quotes online with multiple companies. It is quite easy and can be accomplished by completing this short form.

Premiums are calculated by...

Insurance premiums on a Buick Verano can fluctuate considerably subject to many criteria. Including but not limited to:

  • Traffic citations increase rates
  • Credit rating impacts rates
  • Men typically pay more than women
  • Low deductibles cost more
  • Crash test rating for your Verano
  • Whether or not you have claims
  • No coverage lapses saves money
  • Home ownership saves money

One important consideration which can affect your rates is the age of the vehicle. New vehicles have a higher actual cash value compared to older Buick models so the payout to repair may result in higher rates. Conversely, more recent Buick vehicles have more advanced features such as adaptive cruise control, autonomous braking, traction control, and forward-collision avoidance which may give discounted rates.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Auto liability

Verano liability coverage will cover damage or injury you incur to people or other property that is your fault. Liability can pay for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so buy as high a limit as you can afford.

Collision insurance

This will pay to fix damage to your Buick resulting from a collision with a stationary object or other vehicle. A deductible applies and the rest of the damage will be paid by collision coverage. Collision coverage for your Verano can be pricey, so consider removing coverage from lower value vehicles. It's also possible to increase the deductible to bring the cost down.

Comprehensive auto coverage

This coverage pays to fix your vehicle from damage from a wide range of events other than collision. You need to pay your deductible first then your comprehensive coverage will pay. The most your auto insurance company will pay is the market value of your vehicle, so if the vehicle's value is low it's not worth carrying full coverage.

Uninsured/Underinsured Motorist (UM/UIM)

Uninsured or Underinsured Motorist coverage protects you and your vehicle from other drivers when they are uninsured or don't have enough coverage. Since a lot of drivers have only the minimum liability required by law, their limits can quickly be used up. So UM/UIM coverage should not be overlooked.

Medical payments and PIP coverage

Personal Injury Protection (PIP) and medical payments coverage reimburse you for immediate expenses like EMT expenses, pain medications, and nursing services. They are used in conjunction with a health insurance program or if you do not have health coverage. Personal injury protection coverage is only offered in select states but it provides additional coverages not offered by medical payments coverage.

How Much are Buick Verano Insurance Rates?