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Cadillac ATS Coupe Insurance Rates

There are many options when shopping for insurance coverage for your Cadillac vehicle. You can either buy through a local agent or get quotes online to compare rates from multiple insurance companies. Shopping for auto insurance on the web saves time, is easy to do and there is a good chance you might just save a little.

Comparing auto insurance rates direct online can be a challenge if you are a beginner to online rate quotes. But don't let that discourage you because comparing prices is actually very simple. Getting better ATS Coupe insurance cost isn't really that difficult. Just take time to get quotes online from several insurance companies. This is very easy and can be done by comparing rates here.

Auto insurance rates for a Cadillac ATS Coupe will vary greatly and are calculated by many factors. Some of these factors include:

  • High performance increases premiums
  • Your accident history
  • Whether you insure your home with the same company
  • Use of your vehicle
  • Your age
  • Whether you are married
  • Extra coverages like towing and rental
  • Claims drive up premiums
  • No coverage lapses saves money
  • Whether you own your home

A final factor that will help determine ATS Coupe insurance rates is the model year. Newer models have a higher replacement value in comparison to later models so the costs to repair will push premiums up. Conversely, newer models may have a trim level with safety features such as dual-stage airbags, a telematics system, and pedestrian detection so those may lower rates.

To get a better idea how much rates will be for your vehicle, select the year of your ATS Coupe below.

Liability car insurance - This protects you from damage that occurs to other people or property by causing an accident. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. It is cheap coverage so consider buying as much as you can afford.

Collision coverage - Collision coverage pays for damage to your Cadillac caused by collision with another car or object. You have to pay a deductible then the remaining damage will be paid by your insurance company. ATS Coupe collision insurance is rather expensive coverage, so analyze the benefit of dropping coverage from vehicles that are older. You can also bump up the deductible to bring the cost down.

Comprehensive auto insurance - Comprehensive insurance pays for damage OTHER than collision with another vehicle or object. You first must pay your deductible and the remainder of the damage will be paid by your Cadillac ATS Coupe comprehensive insurance. The maximum amount you'll receive from a claim is the cash value of the vehicle, so if it's not worth much more than your deductible consider dropping full coverage.

Uninsured/Underinsured Motorist coverage - Your UM/UIM coverage protects you and your vehicle's occupants from other drivers when they do not carry enough liability coverage. Due to the fact that many drivers only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. So UM/UIM coverage is important protection for you and your family.

Coverage for medical expenses - Med pay and PIP coverage kick in for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). They are often used to fill the gap from your health insurance plan or if you do not have health coverage. PIP coverage is not available in all states and gives slightly broader coverage than med pay.

How Much are Cadillac ATS Coupe Insurance Rates?