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Chevrolet Cavalier Insurance Quotes

Drivers have lots of options when trying to find low-cost insurance for your Chevrolet vehicle. You can get prices from an insurance agent or shop online to compare insurance costs of car insurance companies. Comparing car insurance from online rate quotes is easy, plus you may find lower rates.

Beginners to buying insurance may think shopping for cut-rate Cavalier insurance is more work than they want to put in. The are a couple different ways to get quotes from car insurance companies in your area. The simplest method to find the cheapest Cavalier insurance cost involves getting comparison quotes online. This can be done by getting a quick quote here.

Rates are determined by...

Insurance premiums for your Chevrolet Cavalier can be significantly different based upon several criteria. Including but not limited to:

  • The performance level of your Cavalier
  • How many accidents you have had
  • Home and auto can earn discounts
  • Pleasure, commuting or business use can affect rates
  • Add-on coverages such as rental reimbursement
  • Your job
  • The amount of protection requested
  • Home ownership saves money

One important consideration that can impact your rates is the age of the vehicle. Used vehicles have a lower value compared to new Chevrolet models so the payout to repair will push premiums down. But more recent Chevrolet vehicles have more advanced features including tire pressure monitors, anti-lock brakes, and forward-collision avoidance that may help help offset higher rates.

To get more specific information about how much rates will be for your vehicle, select the year of your Cavalier from the list below.

Liability insurance

Liability insurance will cover damage or injury you incur to other's property or people. Liability coverage protects against claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Liability insurance is relatively cheap so buy as large an amount as possible.

Coverage for collisions

This coverage will pay to fix damage to your Chevrolet resulting from colliding with a stationary object or other vehicle. You first must pay a deductible and then insurance will cover the remainder. Collision coverage makes up a good portion of your premium, so consider dropping it from lower value vehicles. Drivers also have the option to increase the deductible to save money on collision insurance.

Comprehensive protection

Comprehensive insurance coverage covers damage from a wide range of events other than collision. You first have to pay a deductible then your comprehensive coverage will pay. The highest amount your car insurance company will pay is the actual cash value, so if your deductible is as high as the vehicle's value it's not worth carrying full coverage.

Protection from uninsured/underinsured drivers

Uninsured or Underinsured Motorist coverage provides protection when the "other guys" are uninsured or don't have enough coverage. Because many people carry very low liability coverage limits, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is a good idea.

Medical expense coverage

Personal Injury Protection (PIP) and medical payments coverage provide coverage for immediate expenses like EMT expenses, pain medications, and nursing services. They can be utilized in addition to your health insurance policy or if there is no health insurance coverage. PIP is only offered in select states and may carry a deductible.

How Much are Chevrolet Cavalier Insurance Rates?