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Chevrolet Equinox Insurance Cost

Drivers have lots of options when finding cheaper insurance coverage on your Chevrolet vehicle. You can get prices from an agent or go online to check prices from car insurance companies. Buying car insurance from online rate quotes can be fast and easy, plus you can save money.

If you're new to shopping for car insurance online, you may be overwhelmed by the hoards of car insurance companies offering insurance. There are several ways to get quotes and find the best price. The easiest way by far to find competitive Equinox insurance rates is to get quotes online. This can be done by completing this short form.

Rates are impacted by...

Car insurance premiums for a Chevrolet Equinox can fluctuate considerably depending on several factors. Including but not limited to:

  • Higher performance Equinox vehicles cost more
  • Accidents raise premiums
  • Multiple policies can save money
  • Use of your vehicle
  • Add-on coverages such as rental reimbursement
  • Your occupation
  • Insurance coverage level
  • Home ownership saves money

An additional factor that helps determine Equinox insurance cost is the year of the vehicle. Older models have a lower value than newer models so repair costs tend to be lower which may result in lower rates. Although more recent Chevrolet vehicles may have safety features included like active head restraints, an advanced theft deterrent system, dual-stage airbags, and sideview assist mirrors which may give discounted rates.

To get a better understanding how much rates will be for your vehicle, select the year of your Equinox from the list below.

Liability insurance

This coverage will cover damage or injury you incur to other people or property in an accident. Liability can pay for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Coverage is generally pretty cheap so you should buy as high a limit as you can afford.

Collision protection

Collision insurance will pay to fix damage to your Chevrolet caused by collision with a stationary object or other vehicle. A deductible applies then your collision coverage will kick in. Equinox collision insurance is rather expensive coverage, so you might think about dropping it from older vehicles. It's also possible to raise the deductible in order to get cheaper Equinox insurance cost.

Comprehensive protection

Comprehensive insurance pays to fix your vehicle from damage from a wide range of events other than collision. A deductible will apply and then insurance will cover the rest of the damage. The most your car insurance company will pay is the ACV or actual cash value, so if the vehicle's value is low it's not worth carrying full coverage.

Uninsured or underinsured coverage

Uninsured or Underinsured Motorist coverage protects you and your vehicle from other motorists when they are uninsured or don't have enough coverage. Since many drivers have only the minimum liability required by law, their limits can quickly be used up. This is the reason having UM/UIM coverage is very important.

Medical expense coverage

Personal Injury Protection (PIP) and medical payments coverage pay for immediate expenses such as EMT expenses, pain medications, and nursing services. They are used to fill the gap from your health insurance program or if you are not covered by health insurance. Personal Injury Protection is only offered in select states but it provides additional coverages not offered by medical payments coverage.

How Much are Chevrolet Equinox Insurance Rates?