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Chevrolet Impala Limited Insurance Cost

You have lots of choices when shopping for car insurance for your Chevrolet vehicle. You can buy from a local agent or price shop online to check prices from multiple companies. Finding cheaper auto insurance online is simple to do and at the same time you might just save a little.

Finding the best direct price on auto insurance is challenging if you have never used online rate quotes. But don't be discouraged because comparing prices is actually very simple. Lowering your Impala Limited insurance rates is not rocket science. You just need to take a few minutes to get quotes online with multiple companies. It is quite easy and can be accomplished by completing this short form.

What influences the rate you pay?

Auto insurance rates on a Chevrolet Impala Limited will vary greatly subject to many criteria. Taken into consideration are:

  • More performance equals higher cost
  • Your accident history
  • Home/auto policy bundles save money
  • Pleasure use vs. commuting use
  • Special coverage such as replacement cost
  • Claims drive up premiums
  • Maintaining coverage lowers rates
  • Whether you rent or own your home

A final factor which can affect Impala Limited insurance cost is the model year. New vehicles have a higher actual cash value in comparison to later models so the payout to repair will push premiums up. But newer models may have a trim level with safety features including pedestrian detection, dual-stage airbags, and blind-spot warning system so those may give discounted rates.

To get more specific information about how much rates will be for your vehicle, select the year of your Impala Limited from available model years below.

Liability coverage

Impala Limited liability coverage protects you from damages or injuries you inflict on people or other property that is your fault. Liability insurance covers things such as emergency aid, pain and suffering, and medical services. This coverage is usually fairly inexpensive so consider buying as much as you can afford.

Collision insurance

This pays for damage to your Chevrolet resulting from a collision with an object or car. You have to pay a deductible and the rest of the damage will be paid by collision coverage. Collision coverage for your Impala Limited can be pricey, so consider removing coverage from vehicles that are older. It's also possible to bump up the deductible to save money on collision insurance.

Comprehensive coverage

This coverage pays to fix your vehicle from damage that is not covered by collision coverage. You need to pay your deductible first and the remainder of the damage will be paid by your Chevrolet Impala Limited comprehensive insurance. The maximum amount you can receive from a comprehensive claim is the market value of your vehicle, so if the vehicle's value is low consider dropping full coverage.

Uninsured/Underinsured Motorist (UM/UIM)

This protects you and your vehicle when the "other guys" do not carry enough liability coverage. Since a lot of drivers have only the minimum liability required by law, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages should not be overlooked.

Medical payments coverage and PIP

Med pay and PIP coverage reimburse you for expenses (i.e. doctor visits, EMT expenses, and X-ray expenses). They are used in conjunction with a health insurance plan or if there is no health insurance coverage. Personal injury protection coverage is not available in all states but it provides additional coverages not offered by medical payments coverage.

How Much are Chevrolet Impala Limited Insurance Rates?