Vehicles > Chevrolet > Malibu Classic

Chevrolet Malibu Classic Insurance Rates

Finding cheaper car insurance on the web is simple to do, in addition you may find lower rates. The critical component is to compare rates from as many companies as possible in order to have all your choices.

Finding the best direct price on car insurance can be complicated if you have never used online rate quotes. Don't let that stop you because we're going to show you how. The are a couple different ways to compare quotes from car insurance companies in your area. The fastest way to compare Malibu Classic insurance quotes is to perform an online rate comparison. This is very easy and can be done by comparing rates here.

Criteria which help determine your insurance rates

Insurance premiums for your Chevrolet Malibu Classic will vary greatly subject to many criteria. A few of these criteria are:

  • Traffic citations increase rates
  • Your credit history
  • The size of your community
  • High miles vs. low miles
  • Your gender can raise or lower rates
  • Deductible amount directly impacts your rate
  • NTSB crash rating for your vehicle
  • Your job
  • The amount of protection requested
  • Owning a home can lower rates

One important consideration which can affect your rates is the age of the vehicle. Models that are a few years old have a much lower replacement value compared to new Chevrolet models so the payout to repair can decrease annual premiums. But newer models have more advanced features including automatic crash notification, anti-lock brakes, and a backup camera so those may lower rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from the following list.

Liability car insurance

Malibu Classic liability coverage protects you from injuries or damage you cause to other's property or people that is your fault. Liability insurance covers claims such as funeral expenses, loss of income, and emergency aid. This coverage is usually fairly inexpensive so buy as much as you can afford.

Auto collision coverage

This pays for damage to your Chevrolet resulting from colliding with another vehicle or an object, but not an animal. You have to pay a deductible and the rest of the damage will be paid by collision coverage. Collision coverage makes up a good portion of your premium, so consider removing coverage from lower value vehicles. You can also increase the deductible to save money on collision insurance.

Comprehensive car insurance

Comprehensive insurance coverage pays for damage caused by mother nature, theft, vandalism and other events. You need to pay your deductible first then your comprehensive coverage will pay. The maximum amount a car insurance company will pay at claim time is the market value of your vehicle, so if it's not worth much more than your deductible consider dropping full coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage

This coverage protects you and your vehicle's occupants when the "other guys" do not carry enough liability coverage. Since a lot of drivers only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages should not be overlooked.

Coverage for medical expenses

Med pay and PIP coverage reimburse you for bills like ambulance fees, surgery, and doctor visits. They are often utilized in addition to your health insurance plan or if there is no health insurance coverage. Personal injury protection coverage is not available in all states and gives slightly broader coverage than med pay.

How Much are Chevrolet Malibu Classic Insurance Rates?