Vehicles > Chevrolet > Metro

Chevrolet Metro Insurance Rates

Comparing auto insurance through online companies is simple to do and there is a good chance you may find lower rates. The critical component is to compare rates from as many companies as possible in order to have the lowest priced insurance.

Using the web to shop for auto insurance direct can be a challenge if you have never used online rate quotes. Don't let that stop you because we're going to show you how. Getting better Metro insurance cost is not a difficult process. Just take time to compare quotes online with multiple companies. This can be done by comparing rates here.

Insurance premiums for your Chevrolet Metro will vary greatly subject to many criteria. Some of these factors include:

  • Traffic citations increase rates
  • Your credit history
  • Men typically pay more than women
  • Deductible amount directly impacts your rate
  • Safety rating of your Metro
  • Whether or not you have claims
  • Having current coverage saves
  • Whether you own your home

One important consideration that can impact your rates is the age of the vehicle. Newer models have a higher value compared to older Chevrolet models so the payout to repair will push premiums up. On the flip side, more recent Chevrolet vehicles have more advanced features like tire pressure monitors, traction control, and adaptive cruise control so those may lower rates.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle below.

Coverage for liability - Metro liability coverage will cover damage that occurs to other's property or people. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so buy as much as you can afford.

Collision coverage - This coverage will pay to fix damage to your Chevrolet resulting from colliding with another car or object. You have to pay a deductible and the rest of the damage will be paid by collision coverage. Collision coverage makes up a good portion of your premium, so consider removing coverage from lower value vehicles. You can also increase the deductible to get cheaper Metro insurance rates.

Comprehensive coverage (or Other than Collision) - Comprehensive insurance coverage pays for damage OTHER than collision with another vehicle or object. You need to pay your deductible first then your comprehensive coverage will pay. The maximum amount you'll receive from a claim is the market value of your vehicle, so if it's not worth much more than your deductible it's not worth carrying full coverage.

Uninsured/Underinsured Motorist coverage - Your UM/UIM coverage protects you and your vehicle's occupants when other motorists are uninsured or don't have enough coverage. Because many people only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. That's why carrying high Uninsured/Underinsured Motorist coverage is a good idea.

Insurance for medical payments - Personal Injury Protection (PIP) and medical payments coverage reimburse you for short-term medical expenses like nursing services, prosthetic devices, and dental work. They are often utilized in addition to your health insurance plan or if you lack health insurance entirely. Personal injury protection coverage is only offered in select states and gives slightly broader coverage than med pay.

How Much are Chevrolet Metro Insurance Rates?