Vehicles > Chevrolet > Silverado 1500 Classic

Chevrolet Silverado 1500 Classic Insurance Cost

Finding cheaper car insurance on the web is easy, plus you might just save a little. The key is getting rates from all providers so you can get all possible prices.

Consumers who are new to the process of buying insurance may think shopping for affordable Silverado 1500 Classic insurance is not very easy. When shopping for car insurance there are multiple ways to compare rate quotes from different insurance companies. The easiest way by far to find competitive Silverado 1500 Classic insurance rates is to perform an online rate comparison. This can be done by completing this short form.

Premiums are calculated by these things

Auto insurance rates paid to insure a Chevrolet Silverado 1500 Classic can be significantly different based upon several criteria. Including but not limited to:

  • Your driving record
  • Better credit means lower rates
  • Male drivers pay higher rates
  • Low deductibles cost more
  • Crash test rating for your Silverado 1500 Classic
  • What you do for a living
  • The level of coverage
  • Home ownership saves money

A final factor which can affect Silverado 1500 Classic insurance cost is the model year. Models that are a few years old have a lower value in comparison to older models so the costs to repair will push premiums down. Conversely, new Chevrolet models may have a trim level with safety features such as adaptive cruise control, sideview assist mirrors, dual-stage airbags, and a telematics system that may help give discounted rates.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Liability car insurance

Liability insurance provides protection from damage or injury you incur to a person or their property that is your fault. Liability coverage protects against claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Liability insurance is relatively cheap so consider buying as large an amount as possible.

Collision protection

This pays to fix your vehicle from damage from colliding with a stationary object or other vehicle. You first must pay a deductible and then insurance will cover the remainder. This coverage can be expensive, so consider dropping it from vehicles that are older. It's also possible to bump up the deductible to bring the cost down.

Comprehensive car insurance

This pays to fix your vehicle from damage from a wide range of events other than collision. You first have to pay a deductible and the remainder of the damage will be paid by your Chevrolet Silverado 1500 Classic comprehensive insurance. The highest amount your car insurance company will pay is the actual cash value, so if the vehicle's value is low consider removing comprehensive coverage.

Uninsured or underinsured coverage

Uninsured or Underinsured Motorist coverage protects you and your vehicle from other drivers when they either have no liability insurance or not enough. Since a lot of drivers have only the minimum liability required by law, their liability coverage can quickly be exhausted. So UM/UIM coverage should not be overlooked.

Coverage for medical expenses

Medical payments and Personal Injury Protection insurance provide coverage for immediate expenses (i.e. EMT expenses, pain medications, and nursing services). They are used to cover expenses not covered by your health insurance policy or if you do not have health coverage. PIP is not universally available but it provides additional coverages not offered by medical payments coverage.

How Much are Chevrolet Silverado 1500 Classic Insurance Rates?