Vehicles > Chevrolet > Silverado 3500HD

Chevrolet Silverado 3500HD Insurance Rates

Shopping for auto insurance from online companies is easy and there is a good chance you can save money. The key is getting as many rate quotes as possible so you can get every option.

Consumers not familiar with shopping for insurance may think shopping for cheap Silverado 3500HD insurance can be quite difficult. Finding a lower price on Silverado 3500HD insurance is actually quite simple. You just have to take a little time getting comparison quotes from different insurance companies. This is very easy and can be done by completing this short form.

Car insurance premiums for a Chevrolet Silverado 3500HD can be significantly different based upon several criteria. Some of these factors include:

  • Your driving record
  • Better credit means lower rates
  • Where you reside can make a big difference
  • How many miles you drive
  • Male rates may be higher
  • Low deductibles cost more
  • Safety rating of your Silverado 3500HD
  • Your claim history
  • Having continuous coverage saves you money
  • Whether you own your home

An additional factor that will help determine Silverado 3500HD insurance rates is the year of the vehicle. New vehicles have a higher replacement value than older models so repair costs are higher which may end up costing you more. Although newer vehicles may have safety features included like lane departure warning system, dual-stage airbags, and sideview assist mirrors that may help give discounted rates.

To get a better understanding how rates are influenced for your specific model year, select the year of your vehicle below.

Liability coverage

Liability insurance can cover damage that occurs to other people or property by causing an accident. Liability coverage protects against things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so you should buy as large an amount as possible.

Collision coverage

Collision coverage covers damage to your Chevrolet caused by collision with another car or object. You first must pay a deductible and then insurance will cover the remainder. Silverado 3500HD collision insurance is rather expensive coverage, so consider dropping it from older vehicles. It's also possible to raise the deductible in order to get cheaper Silverado 3500HD insurance rates.

Comprehensive coverage

Comprehensive insurance pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You first have to pay a deductible and then insurance will cover the rest of the damage. The highest amount you'll receive from a claim is the actual cash value, so if the vehicle's value is low it's probably time to drop comprehensive insurance.

Uninsured Motorist or Underinsured Motorist insurance

Your UM/UIM coverage protects you and your vehicle from other motorists when they either are underinsured or have no liability coverage at all. Due to the fact that many drivers have only the minimum liability required by law, their liability coverage can quickly be exhausted. This is the reason having UM/UIM coverage is important protection for you and your family.

Medical payments coverage and PIP

Coverage for medical payments and/or PIP provide coverage for short-term medical expenses such as nursing services, prosthetic devices, and dental work. They are used to fill the gap from your health insurance policy or if you are not covered by health insurance. PIP is not an option in every state but it provides additional coverages not offered by medical payments coverage.

How Much are Chevrolet Silverado 3500HD Insurance Rates?