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Chrysler Pacifica Insurance Rates

Buying car insurance from online rate quotes can be fast and easy and at the same time you might just save a little. The most important part is to compare rates from all providers in order to have the lowest priced insurance.

If you're new to shopping for car insurance online, it's easy to be confused by the hoards of online companies vying for your business. When shopping for car insurance there are multiple ways to compare quotes from local car insurance companies. The best method to compare Pacifica insurance cost is to get quotes online. It is quite easy and can be accomplished by comparing rates here.

Which factors influence the rate you pay?

Auto insurance rates paid to insure a Chrysler Pacifica will vary greatly depending on several factors. Taken into consideration are:

  • A clean driving record keeps rates low
  • Your credit history
  • Your gender can raise or lower rates
  • Deductible amount directly impacts your rate
  • Your vehicle's safety rating
  • What you do for a living
  • Your coverage level
  • Whether you rent or own your home

A final factor that helps determine Pacifica insurance rates is the model year. Older models have a reduced actual cash value in comparison to older models so the costs to repair may result in lower rates. On the flip side, newer models may have a trim level with safety features like a collision avoidance system, forward-collision avoidance, and active head restraints so those may lower rates.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle from available model years below.

Liability insurance - This coverage protects you from damages or injuries you inflict on a person or their property in an accident. Liability insurance covers things such as emergency aid, pain and suffering, and medical services. Coverage is generally pretty cheap so consider buying as much as you can afford.

Collision coverage - Collision insurance pays for damage to your Chrysler from colliding with an object or car. You have to pay a deductible then your collision coverage will kick in. This coverage can be expensive, so you might think about dropping it from vehicles that are older. You can also bump up the deductible to get cheaper Pacifica insurance rates.

Comprehensive protection - This pays for damage that is not covered by collision coverage. A deductible will apply and the remainder of the damage will be paid by your Chrysler Pacifica comprehensive insurance. The maximum amount you can receive from a comprehensive claim is the ACV or actual cash value, so if it's not worth much more than your deductible consider dropping full coverage.

Uninsured/Underinsured Motorist coverage - This protects you and your vehicle's occupants when other motorists do not carry enough liability coverage. Since many drivers only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. That's why carrying high Uninsured/Underinsured Motorist coverage is very important.

Medical expense coverage - Med pay and PIP coverage pay for expenses (i.e. doctor visits, EMT expenses, and X-ray expenses). They are often used to cover expenses not covered by your health insurance plan or if you lack health insurance entirely. Personal Injury Protection is not available in all states and gives slightly broader coverage than med pay.

How Much are Chrysler Pacifica Insurance Rates?