Vehicles > Chrysler > PT Cruiser

Chrysler PT Cruiser Insurance Quotes

You have lots of choices when looking for the best insurance on your Chrysler vehicle. You can either buy through an insurance agent or go online to compare insurance costs of insurance providers. Buying car insurance by comparing rates online can be fast and easy and at the same time you may find lower rates.

If you're new to shopping for car insurance online, it's easy to be confused by the hoards of online car insurance companies and websites selling insurance. The are a couple different ways to get quotes from car insurance companies in your area. The best way to find the cheapest PT Cruiser insurance cost is to get quotes online. It is quite easy and can be accomplished by getting a quick quote here.

Which factors influence the rate you pay?

Insurance premiums for your Chrysler PT Cruiser will vary greatly depending on several factors. Taken into consideration are:

  • Higher performance PT Cruiser vehicles cost more
  • Your accident history
  • Multiple policies can save money
  • Pleasure, commuting or business use can affect rates
  • Special coverage such as replacement cost
  • Your job
  • The amount of protection requested
  • Whether you rent or own your home

One important consideration that helps determine your rates is the age of the vehicle. Older models have a reduced actual cash value compared to new Chrysler models so the payout to repair may result in lower rates. But more recent Chrysler vehicles have more advanced features including a collision avoidance system, all-wheel drive, a telematics system, and tire pressure monitors so those may help offset higher rates.

To get more specific information about how much rates will be for your vehicle, select the year of your PT Cruiser from available model years below.

Auto liability insurance

This coverage will cover damages or injuries you inflict on other's property or people in an accident. Liability insurance covers things such as emergency aid, pain and suffering, and medical services. Coverage is generally pretty cheap so buy as much as you can afford.

Collision coverage protection

Collision insurance will pay to fix damage to your Chrysler resulting from colliding with an object or car. You have to pay a deductible then your collision coverage will kick in. Collision coverage makes up a good portion of your premium, so you might think about dropping it from lower value vehicles. Drivers also have the option to increase the deductible to save money on collision insurance.

Comprehensive insurance

Comprehensive insurance coverage covers damage that is not covered by collision coverage. A deductible will apply then your comprehensive coverage will pay. The maximum amount you can receive from a comprehensive claim is the ACV or actual cash value, so if your deductible is as high as the vehicle's value it's not worth carrying full coverage.

Coverage for uninsured or underinsured drivers

This provides protection when the "other guys" are uninsured or don't have enough coverage. Since many drivers carry very low liability coverage limits, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is very important.

Med pay and Personal Injury Protection (PIP)

Personal Injury Protection (PIP) and medical payments coverage pay for expenses like doctor visits, EMT expenses, and X-ray expenses. They can be utilized in addition to your health insurance plan or if there is no health insurance coverage. Personal Injury Protection is only offered in select states and may carry a deductible.

How Much are Chrysler PT Cruiser Insurance Rates?