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Dodge Caravan Insurance Rates

Shopping for auto insurance on the web is simple to do and there is a good chance you will probably save money. The critical component is to compare rates from all providers so you can compare every option.

Comparing auto insurance rates direct online can be a challenge if you have never used online rate quotes. But relax because there is an easy way to compare rates. Finding a lower price on Caravan insurance isn't really that difficult. You just have to take a little time comparing rates online with multiple companies. This is very easy and can be done by visiting this page.

Insurance rates paid to insure a Dodge Caravan will vary greatly subject to many criteria. Some of these factors include:

  • Traffic citations increase rates
  • Your credit history
  • Where you reside can make a big difference
  • Annual mileage can affect rates
  • Your gender can raise or lower rates
  • Higher deductibles save money
  • Safety rating of your Caravan
  • No claims lowers premiums
  • Having current coverage saves
  • Whether you own your home

One last important factor that will help determine the rate you pay on your Dodge is the year of manufacture. A newer vehicle have a higher replacement value so the payout to repair will push premiums up. On the flip side, newer models may have options like adaptive cruise control, sideview assist mirrors, and tire pressure monitors so those may provide discounts that lower premiums.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle below.

Liability car insurance

Caravan liability coverage protects you from damage that occurs to a person or their property by causing an accident. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so purchase as much as you can afford.

Collision coverage

Collision coverage pays for damage to your Dodge from colliding with another car or object. You have to pay a deductible and the rest of the damage will be paid by collision coverage. This coverage can be expensive, so consider removing coverage from vehicles that are 8 years or older. Another option is to choose a higher deductible to get cheaper Caravan insurance rates.

Comprehensive auto insurance

This will pay to fix damage OTHER than collision with another vehicle or object. You need to pay your deductible first then the remaining damage will be covered by your comprehensive coverage. The maximum amount you'll receive from a claim is the market value of your vehicle, so if the vehicle is not worth much consider dropping full coverage.

Uninsured Motorist or Underinsured Motorist insurance

Your UM/UIM coverage gives you protection when other motorists do not carry enough liability coverage. Due to the fact that many drivers only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. That's why carrying high Uninsured/Underinsured Motorist coverage is important protection for you and your family.

Coverage for medical expenses

Med pay and PIP coverage reimburse you for short-term medical expenses for things like nursing services, prosthetic devices, and dental work. The coverages can be used to cover expenses not covered by your health insurance plan or if you lack health insurance entirely. Personal injury protection coverage is not available in all states but can be used in place of medical payments coverage.

How Much are Dodge Caravan Insurance Rates?