There are many options when trying to insure your Dodge vehicle. You can buy direct from a local agent or go online to compare insurance costs of insurance providers. Comparing car insurance by comparing rates online can be fast and easy and there is a good chance you might just save a little.
If you've never shopped for car insurance online, you can be overwhelmed by the hoards of car insurance companies vying for your business. When shopping for car insurance there are multiple ways to compare rate quotes from local car insurance companies. The quickest method to find the cheapest Intrepid insurance quotes involves getting comparison quotes online. This can be accomplished by getting a quick quote here.
Auto insurance rates for a Dodge Intrepid will vary greatly depending on several factors. Some of these factors include:
A final factor that can impact Intrepid insurance rates is the model year. Used vehicles cost less in comparison to older models so repair costs tend to be lower which may result in lower rates. On the flip side, new Dodge models may have a trim level with safety features like dual-stage airbags, a rollover prevention system, and lane departure warning system so those may help offset higher rates.
For you to have a better understanding of how much rates will be for your vehicle, select the year of your Intrepid below.
This coverage provides protection from damage that occurs to other people or property. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so consider buying as much as you can afford.
This coverage pays to fix your vehicle from damage caused by collision with another car or object. You have to pay a deductible then your collision coverage will kick in. Intrepid collision insurance is rather expensive coverage, so you might think about dropping it from vehicles that are older. Drivers also have the option to bump up the deductible to get cheaper Intrepid insurance rates.
Comprehensive insurance covers damage OTHER than collision with another vehicle or object. A deductible will apply and the remainder of the damage will be paid by your Dodge Intrepid comprehensive insurance. The maximum amount you'll receive from a claim is the ACV or actual cash value, so if your deductible is as high as the vehicle's value consider removing comprehensive coverage.
Your UM/UIM coverage provides protection when other motorists either have no liability insurance or not enough. Because many people carry very low liability coverage limits, it only takes a small accident to exceed their coverage. That's why carrying high Uninsured/Underinsured Motorist coverage is a good idea.
Medical payments and Personal Injury Protection insurance pay for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). They can be used to fill the gap from your health insurance plan or if you lack health insurance entirely. Personal Injury Protection is not universally available and may carry a deductible.
How Much are Dodge Intrepid Insurance Rates?