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Dodge Magnum Insurance Cost

Drivers have lots of options when shopping for car insurance for your Dodge vehicle. You can either buy through an agent or price shop online to check prices from insurance carriers. Finding cheaper auto insurance by getting online quotes is simple to do, plus you can save money.

Finding the best direct price on auto insurance can be difficult if you have never used quoting online. But relax because it's actually quite easy. Lowering your Magnum insurance rates can be relatively painless. You just need to take a few minutes getting comparison quotes online with multiple companies. It is quite easy and can be accomplished by completing this short form.

Premiums are calculated by...

Car insurance premiums paid to insure a Dodge Magnum can be significantly different subject to many criteria. Including but not limited to:

  • More performance equals higher cost
  • How many accidents you have had
  • Home/auto policy bundles save money
  • How you use your vehicle
  • Add-on coverages such as rental reimbursement
  • Your claim history
  • No coverage lapses saves money
  • Home ownership saves money

An additional factor which can affect Magnum insurance cost is the year of the vehicle. New vehicles have a higher actual cash value than older models so the payout to repair may end up costing you more. Conversely, more recent Dodge vehicles may have safety features such as adaptive headlights, blind-spot warning system, and a rollover prevention system that may help give discounted rates.

To get a better idea how much rates will be for your vehicle, select the year of your Magnum from the list below.

Liability

Magnum liability coverage will cover damage or injury you incur to a person or their property that is your fault. Liability coverage protects against claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so you should buy as large an amount as possible.

Collision insurance

This will pay to fix damage to your Dodge from colliding with a stationary object or other vehicle. You first must pay a deductible and the rest of the damage will be paid by collision coverage. This coverage can be expensive, so consider removing coverage from older vehicles. It's also possible to raise the deductible to bring the cost down.

Comprehensive or Other Than Collision

This pays to fix your vehicle from damage from a wide range of events other than collision. You need to pay your deductible first and then insurance will cover the rest of the damage. The highest amount your auto insurance company will pay is the market value of your vehicle, so if the vehicle's value is low it's not worth carrying full coverage.

Uninsured/Underinsured Motorist (UM/UIM)

Uninsured or Underinsured Motorist coverage protects you and your vehicle from other drivers when they are uninsured or don't have enough coverage. Since a lot of drivers have only the minimum liability required by law, their liability coverage can quickly be exhausted. So UM/UIM coverage should not be overlooked.

Medical costs insurance

Personal Injury Protection (PIP) and medical payments coverage reimburse you for immediate expenses such as EMT expenses, pain medications, and nursing services. They are used to cover expenses not covered by your health insurance policy or if you do not have health coverage. Personal injury protection coverage is only offered in select states but it provides additional coverages not offered by medical payments coverage.

How Much are Dodge Magnum Insurance Rates?