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Dodge Neon Insurance Rates

There are many options when attempting to insure your Dodge vehicle. You can either buy through your neighborhood insurance agent or get quotes online to check prices from companies. Comparing auto insurance by quoting online saves time, is easy to do and there is a good chance you will probably save money.

Using the web to shop for auto insurance direct can be a challenge if you are a beginner to online rate quotes. But don't let that discourage you because there is an easy way to compare rates. Getting cheaper insurance rates is a fairly straight forward process. The only requirement is to invest a few minutes comparing rates online from several insurance companies. This can be done by completing this short form.

Insurance rates for a Dodge Neon will vary greatly and are calculated by many factors. Some of these factors include:

  • High performance increases premiums
  • Your accident history
  • Home and auto can earn discounts
  • Use of your vehicle
  • Extra coverages like towing and rental
  • No claims lowers premiums
  • Maintaining coverage lowers rates
  • Whether you own your home

One last important factor that can impact the rate you pay on your Dodge is the year of manufacture. New vehicles have a higher value so the costs to repair will push premiums up. But newer models may have options including adaptive headlights, anti-lock brakes, traction control, and a telematics system so those may give discounted rates.

To get more specific information about how much rates will be for your vehicle, select the year of your Neon below.

Liability coverages

This protects you from damage that occurs to other people or property. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. It is cheap coverage so purchase as much as you can afford.

Auto collision coverage

This coverage pays for damage to your Dodge caused by collision with another car or object. You have to pay a deductible then the remaining damage will be paid by your insurance company. Neon collision insurance is rather expensive coverage, so analyze the benefit of dropping coverage from vehicles that are 8 years or older. It's also possible to choose a higher deductible to save money on collision insurance.

Comprehensive coverages

Comprehensive insurance pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You first must pay your deductible then the remaining damage will be covered by your comprehensive coverage. The maximum amount you'll receive from a claim is the cash value of the vehicle, so if the vehicle's value is low consider dropping full coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage

Your UM/UIM coverage protects you and your vehicle when the "other guys" do not carry enough liability coverage. Because many people have only the minimum liability required by law, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is a good idea.

Coverage for medical payments

Med pay and PIP coverage kick in for short-term medical expenses for things like nursing services, prosthetic devices, and dental work. They are used to fill the gap from your health insurance plan or if there is no health insurance coverage. PIP coverage is not available in all states but it provides additional coverages not offered by medical payments coverage.

How Much are Dodge Neon Insurance Rates?