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Dodge Ram 50 Pickup Insurance Quotes

Drivers have lots of options when trying to find low-cost insurance for your Dodge vehicle. You can buy from your neighborhood insurance agent or price shop online to compare insurance costs of many different auto insurance companies. Buying auto insurance through online rate quotes is simple to do, plus you will probably save money.

Shopping online for auto insurance can be difficult if you have never used online rate quotes. But relax because there is an easy way to compare rates. Getting lower Ram 50 Pickup insurance cost can be surprisingly simple. The only thing you need to do is invest a little time comparing rates online with multiple companies. This can be accomplished by getting a quick quote here.

Rates are impacted by these things

Insurance rates paid to insure a Dodge Ram 50 Pickup will vary greatly subject to many criteria. Including but not limited to:

  • More performance equals higher cost
  • Your accident history
  • Multiple policies can save money
  • How you use your vehicle
  • Mature drivers pay less
  • Being married may save money
  • Add-on coverages such as rental reimbursement
  • No claims lowers premiums
  • Having current coverage saves
  • Home ownership saves money

One last important factor that helps determine the rate you pay on your Dodge is the year of manufacture. Models that are new cost more so the payout to repair will push premiums up. On the flip side, new Dodge models may have options like a backup camera, lane departure warning system, and traction control so those may help offset higher rates.

For you to have a better understanding of how much rates will be for your vehicle, select the year of your Ram 50 Pickup from the list below.

Auto liability

Ram 50 Pickup liability coverage provides protection from damage or injury you incur to a person or their property in an accident. Liability insurance covers claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so purchase as much as you can afford.

Coverage for collisions

Collision insurance pays to fix your vehicle from damage from colliding with a stationary object or other vehicle. You have to pay a deductible and the rest of the damage will be paid by collision coverage. This coverage can be expensive, so consider removing coverage from vehicles that are 8 years or older. Drivers also have the option to choose a higher deductible to get cheaper Ram 50 Pickup insurance quotes.

Comprehensive auto coverage

This covers damage from a wide range of events other than collision. You need to pay your deductible first then the remaining damage will be covered by your comprehensive coverage. The maximum amount your auto insurance company will pay is the market value of your vehicle, so if your deductible is as high as the vehicle's value consider removing comprehensive coverage.

Protection from uninsured/underinsured drivers

Uninsured or Underinsured Motorist coverage provides protection when other motorists either have no liability insurance or not enough. Since many drivers carry very low liability coverage limits, it only takes a small accident to exceed their coverage. That's why carrying high Uninsured/Underinsured Motorist coverage is very important.

Medical payments and PIP coverage

Medical payments and Personal Injury Protection insurance reimburse you for immediate expenses for things like EMT expenses, pain medications, and nursing services. They can be used to cover expenses not covered by your health insurance plan or if you lack health insurance entirely. Personal injury protection coverage is not universally available and may carry a deductible.

How Much are Dodge Ram 50 Pickup Insurance Rates?