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Dodge Shadow Insurance Rates

There are many options when comparing insurance rates on your Dodge vehicle. You can either contact your neighborhood insurance agent or go online to check prices from many different auto insurance companies. Comparing auto insurance through online rate quotes can be fast and easy and there is a good chance you will probably save money.

If you've never shopped for auto insurance online, you can be overwhelmed by the hoards of auto insurance companies competing for your business. Finding a better price on auto insurance can be surprisingly simple. Consumers just need to spend a few minutes comparing rates provided by online insurance companies. This can be done by completing this short form.

Insurance rates for a Dodge Shadow will vary greatly depending on several factors. Some of these factors include:

  • Higher performance Shadow vehicles cost more
  • Your accident history
  • Home and auto can earn discounts
  • Use of your vehicle
  • Mature drivers pay less
  • Having a spouse can save money
  • Extra coverages like towing and rental
  • No claims lowers premiums
  • Maintaining coverage lowers rates
  • Whether you own your home

One last important factor that can impact the rate you pay on your Dodge is the year of manufacture. New vehicles have a higher value so the cost to replace them will push premiums up. But new Dodge models may have options including autonomous braking, automatic crash notification, sideview assist mirrors, and adaptive headlights so those may give discounted rates.

To get more specific information about how much rates will be for your vehicle, select the year of your Shadow below.

Auto liability - This coverage provides protection from damage that occurs to other people or property. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so purchase as much as you can afford.

Collision coverages - This coverage pays to fix your vehicle from damage caused by collision with another car or object. You have to pay a deductible then your collision coverage will kick in. Shadow collision insurance is rather expensive coverage, so you might think about dropping it from vehicles that are 8 years or older. It's also possible to choose a higher deductible to save money on collision insurance.

Comprehensive auto coverage - Comprehensive insurance pays to fix your vehicle from damage OTHER than collision with another vehicle or object. A deductible will apply then the remaining damage will be covered by your comprehensive coverage. The maximum amount you'll receive from a claim is the ACV or actual cash value, so if the vehicle's value is low consider removing comprehensive coverage.

Uninsured and underinsured coverage - Your UM/UIM coverage protects you and your vehicle when the "other guys" either have no liability insurance or not enough. Because many people have only the minimum liability required by law, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is a good idea.

Medical payments and PIP coverage - Medical payments and Personal Injury Protection insurance pay for short-term medical expenses for things like nursing services, prosthetic devices, and dental work. They are used to fill the gap from your health insurance plan or if there is no health insurance coverage. Personal Injury Protection is not universally available but it provides additional coverages not offered by medical payments coverage.

How Much are Dodge Shadow Insurance Rates?