Vehicles > Dodge > SRT Viper

Dodge SRT Viper Insurance Rates

You have lots of choices when buying insurance for your Dodge vehicle. You can either contact your neighborhood insurance agent or shop online to compare insurance costs of car insurance companies. Comparing car insurance from online rate quotes is easy and at the same time you will probably save money.

Beginners to comparison shopping may think purchasing cheap SRT Viper insurance is more work than they want to put in. To find the best car insurance prices, there are several ways to get quotes from different insurance companies. The recommended way to find the cheapest SRT Viper insurance cost involves getting comparison quotes online. It is quite easy and can be accomplished by getting a quick quote here.

What factors impact your insurance rates?

Insurance rates for a Dodge SRT Viper can vary widely based upon several criteria. Taken into consideration are:

  • The performance level of your SRT Viper
  • Any accidents you may have
  • Home and auto can earn discounts
  • Use of your vehicle
  • Special coverage such as replacement cost
  • Your profession
  • The level of coverage
  • Whether you rent or own your home

One last important factor that can impact the rate you pay on your Dodge is the year of manufacture. Used vehicles have a reduced actual cash value so repair costs tend to be lower which will push premiums down. Conversely, more recent Dodge vehicles may have options such as adaptive cruise control, anti-lock brakes, and active head restraints which can help offset higher rates.

To get a better idea how much rates will be for your vehicle, select the year of your SRT Viper from available model years below.

Liability insurance - Liability insurance will cover damages or injuries you inflict on other people or property. Liability coverage pays for things such as emergency aid, pain and suffering, and medical services. Liability insurance is relatively cheap so purchase higher limits if possible.

Collision coverage - This coverage will pay to fix damage to your Dodge caused by collision with an object or car. You will need to pay your deductible and then insurance will cover the remainder. SRT Viper collision insurance is rather expensive coverage, so consider dropping it from vehicles that are 8 years or older. Drivers also have the option to choose a higher deductible to bring the cost down.

Comprehensive protection - Comprehensive insurance covers damage that is not covered by collision coverage. You first have to pay a deductible then the remaining damage will be covered by your comprehensive coverage. The maximum payout you can receive from a comprehensive claim is the actual cash value, so if your deductible is as high as the vehicle's value it's not worth carrying full coverage.

Uninsured/Underinsured Motorist coverage - This provides protection from other drivers when they are uninsured or don't have enough coverage. Because many people carry very low liability coverage limits, it doesn't take a major accident to exceed their coverage limits. So UM/UIM coverage is a good idea.

Medical expense coverage - Personal Injury Protection (PIP) and medical payments coverage provide coverage for expenses for things like doctor visits, EMT expenses, and X-ray expenses. They can be used to fill the gap from your health insurance policy or if you do not have health coverage. PIP is only offered in select states and may carry a deductible.

How Much are Dodge SRT Viper Insurance Rates?