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Dodge Viper Insurance Rates

Comparing car insurance by getting online quotes saves time, is easy to do and at the same time you will probably save money. The key to finding lower rates is to compare rates from all providers so you can get all your choices.

Using the web to shop for car insurance direct is challenging if you are a beginner to online rate quotes. But relax because there is an easy way to compare rates. To find the best car insurance prices, there are several ways to compare quotes from car insurance companies in your area. The fastest way to find competitive Viper insurance quotes involves getting comparison quotes online. It is quite easy and can be accomplished by completing this short form.

What factors determine the rate you pay?

Insurance rates paid to insure a Dodge Viper will vary greatly and are calculated by many factors. Taken into consideration are:

  • Tickets increase premiums
  • Your credit history
  • Your location impacts rates
  • Annual mileage can affect rates
  • Your gender can raise or lower rates
  • Low deductibles cost more
  • Your vehicle's safety rating
  • Your profession
  • The amount of protection requested
  • Whether you rent or own your home

One last important factor that can impact the rate you pay on your Dodge is the year of manufacture. Used vehicles have a reduced actual cash value so the costs to repair may end up costing you less. But newer models may have options including traction control, tire pressure monitors, a collision avoidance system, and a telematics system so those may give discounted rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from available model years below.

Liability

This protects you from damages or injuries you inflict on a person or their property. Liability insurance covers things such as emergency aid, pain and suffering, and medical services. It is cheap coverage so purchase as much as you can afford.

Auto collision coverage

This coverage pays for damage to your Dodge from colliding with an object or car. You have to pay a deductible then the remaining damage will be paid by your insurance company. This coverage can be expensive, so analyze the benefit of dropping coverage from vehicles that are 8 years or older. It's also possible to choose a higher deductible to save money on collision insurance.

Comprehensive or Other Than Collision

This pays to fix your vehicle from damage that is not covered by collision coverage. You first must pay your deductible then the remaining damage will be covered by your comprehensive coverage. The maximum amount you can receive from a comprehensive claim is the cash value of the vehicle, so if the vehicle's value is low consider dropping full coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage

This protects you and your vehicle when the "other guys" do not carry enough liability coverage. Because many people have only the minimum liability required by law, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is a good idea.

Medical costs insurance

Med pay and PIP coverage kick in for expenses for things like doctor visits, EMT expenses, and X-ray expenses. They are used to cover expenses not covered by your health insurance plan or if there is no health insurance coverage. PIP coverage is not available in all states but it provides additional coverages not offered by medical payments coverage.

How Much are Dodge Viper Insurance Rates?