Vehicles > FIAT > 500e

FIAT 500e Insurance Rates

Finding cheaper car insurance by comparing rates online saves time, is easy to do, plus you can save money. The key to finding lower rates is to get rates from all providers in order to have the lowest prices.

Finding the best direct price on car insurance can be difficult if you are a beginner to online quoting. But relax because it's actually quite easy. There are several ways to compare rate quotes from local car insurance companies. The easiest way to compare 500e insurance cost is to perform an online rate comparison. This can be done by comparing rates here.

Premiums are calculated by these things

Car insurance premiums paid to insure a FIAT 500e can fluctuate considerably and are calculated by many factors. Including but not limited to:

  • Tickets increase premiums
  • Credit rating impacts rates
  • Male drivers pay higher rates
  • Deductible amount directly impacts your rate
  • Crash test rating for your 500e
  • Your occupation
  • Your coverage level
  • Home ownership saves money

An additional factor which can affect 500e insurance rates is the year of the vehicle. Models that are a few years old have a lower value than newer models so the costs to repair may end up costing you less. On the flip side, new FIAT models may have safety features like automatic crash notification, sideview assist mirrors, blind-spot warning system, and all-wheel drive which may lower rates.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Auto liability insurance - This provides protection from damage or injury you incur to a person or their property that is your fault. Liability can pay for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. It is cheap coverage so you should buy as high a limit as you can afford.

Collision - This pays to fix your vehicle from damage from colliding with a stationary object or other vehicle. A deductible applies then the remaining damage will be paid by your insurance company. This coverage can be expensive, so analyze the benefit of dropping coverage from older vehicles. You can also raise the deductible to get cheaper 500e insurance rates.

Comprehensive insurance - This pays for damage from a wide range of events other than collision. You first must pay your deductible and then insurance will cover the rest of the damage. The most your car insurance company will pay is the cash value of the vehicle, so if it's not worth much more than your deductible consider removing comprehensive coverage.

UM/UIM Coverage - Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants when other motorists either have no liability insurance or not enough. Since a lot of drivers only carry the minimum required liability limits, their limits can quickly be used up. That's why carrying high Uninsured/Underinsured Motorist coverage should not be overlooked.

Med pay and Personal Injury Protection (PIP) - Medical payments and Personal Injury Protection insurance kick in for immediate expenses such as EMT expenses, pain medications, and nursing services. They are often used to cover expenses not covered by your health insurance program or if you lack health insurance entirely. PIP coverage is not universally available and gives slightly broader coverage than med pay.

How Much are FIAT 500e Insurance Rates?