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FIAT 500X Insurance Rates

You have lots of choices when insurance shopping for your FIAT vehicle. You can buy from a local agent or price shop online to check prices from lots of different providers. Shopping for auto insurance through online providers is simple to do and at the same time you might just save a little.

Comparing auto insurance rates direct online is challenging if you have never used online rate quotes. But don't be discouraged because comparing prices is actually very simple. Cutting your FIAT 500X insurance cost is surprisingly easy. Drivers just need to take a couple of minutes to get quotes online with multiple companies. This is very easy and can be done by completing this short form.

What influences the rate you pay?

Auto insurance rates on a FIAT 500X will vary greatly subject to many criteria. Taken into consideration are:

  • More performance equals higher cost
  • Your accident history
  • Whether you insure your home with the same company
  • Pleasure use vs. commuting use
  • Young drivers cost more
  • Having a spouse can save money
  • Special coverage such as replacement cost
  • Claims drive up premiums
  • Maintaining coverage lowers rates
  • Whether you rent or own your home

A final factor that will help determine FIAT 500X insurance rates is the model year. New vehicles have a higher replacement value in comparison to later models so the payout to repair will push premiums up. But more recent FIAT vehicles may have a trim level with safety features including lane departure warning system, a collision avoidance system, a rollover prevention system, and an advanced theft deterrent system so those may give discounted rates.

To get more specific information about how much rates will be for your vehicle, select the year of your 500X from available model years below.

Liability auto insurance - FIAT 500X liability coverage will cover damages or injuries you inflict on people or other property by causing an accident. Liability insurance covers things such as emergency aid, pain and suffering, and medical services. This coverage is usually fairly inexpensive so consider buying as much as you can afford.

Collision - Collision coverage will pay to fix damage to your FIAT resulting from a collision with an object or car. You have to pay a deductible and the rest of the damage will be paid by collision coverage. Collision coverage for your FIAT 500X can be pricey, so consider removing coverage from vehicles that are older. It's also possible to bump up the deductible to save money on collision insurance.

Comprehensive (Other than Collision) - This coverage pays to fix your vehicle from damage that is not covered by collision coverage. You need to pay your deductible first and the remainder of the damage will be paid by your FIAT 500X comprehensive insurance. The maximum amount you can receive from a comprehensive claim is the market value of your vehicle, so if the vehicle's value is low it's not worth carrying full coverage.

UM/UIM Coverage - This protects you and your vehicle when the "other guys" are uninsured or don't have enough coverage. Due to the fact that many drivers have only the minimum liability required by law, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is important protection for you and your family.

Medical expense insurance - Personal Injury Protection (PIP) and medical payments coverage reimburse you for expenses (i.e. doctor visits, EMT expenses, and X-ray expenses). They are used in conjunction with a health insurance plan or if there is no health insurance coverage. Personal injury protection coverage is only offered in select states but it provides additional coverages not offered by medical payments coverage.

How Much are FIAT 500X Insurance Rates?