Vehicles > Ford > Contour

Ford Contour Insurance Cost

Shopping for auto insurance on the web saves time, is easy to do, in addition you will probably save money. The key to finding lower rates is to get as many rate quotes as possible in order to have all possible prices.

Comparing auto insurance rates direct online can be complicated if you are a beginner to online quoting. But don't let that discourage you because there is an easy way to compare rates. Finding cheaper coverage prices isn't really that difficult. All you need to do is take the time comparing rates online from several insurance companies. This is very easy and can be done by comparing rates here.

Criteria which help determine Contour insurance quotes

Insurance rates for a Ford Contour can fluctuate considerably and are calculated by many factors. A few of these criteria are:

  • Tickets increase premiums
  • Credit rating impacts rates
  • Your gender can raise or lower rates
  • Deductible amount directly impacts your rate
  • NTSB crash rating for your vehicle
  • No claims lowers premiums
  • Having current coverage saves
  • Owning a home can lower rates

One last important factor that will help determine the rate you pay on your Ford is the year of manufacture. Newer models have a higher replacement value so the costs to repair may result in higher rates. On the flip side, newer models may have options like adaptive cruise control, sideview assist mirrors, dual-stage airbags, and a telematics system which may lower rates.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle from the following list.

Liability car insurance

This protects you from injuries or damage you cause to other people or property by causing an accident. Liability can pay for claims such as funeral expenses, loss of income, and emergency aid. It is cheap coverage so purchase as high a limit as you can afford.

Collision protection

Collision coverage pays for damage to your Ford caused by collision with another vehicle or an object, but not an animal. A deductible applies then the remaining damage will be paid by your insurance company. Contour collision insurance is rather expensive coverage, so analyze the benefit of dropping coverage from vehicles that are 8 years or older. You can also choose a higher deductible to get cheaper Contour insurance cost.

Comprehensive auto insurance

Comprehensive insurance pays for damage caused by mother nature, theft, vandalism and other events. You first must pay your deductible then the remaining damage will be covered by your comprehensive coverage. The most a auto insurance company will pay at claim time is the cash value of the vehicle, so if it's not worth much more than your deductible consider dropping full coverage.

Uninsured or underinsured coverage

This coverage protects you and your vehicle's occupants when other motorists do not carry enough liability coverage. Due to the fact that many drivers only carry the minimum required liability limits, their limits can quickly be used up. That's why carrying high Uninsured/Underinsured Motorist coverage is important protection for you and your family.

Coverage for medical expenses

Med pay and PIP coverage kick in for bills for things like ambulance fees, surgery, and doctor visits. They are often used to fill the gap from your health insurance program or if you lack health insurance entirely. PIP coverage is not available in all states and gives slightly broader coverage than med pay.

How Much are Ford Contour Insurance Rates?