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Ford Contour SVT Insurance Rates

You have many choices when trying to insure your Ford vehicle. You can either buy through an insurance agent or go online to check prices from insurance carriers. Finding cheaper car insurance by getting online quotes can be fast and easy, in addition you may find lower rates.

If you are a novice to online car insurance shopping, you may be confused by the hoards of online companies selling insurance. The are a couple different ways to compare rate quotes and find the best price. The quickest method to find competitive Contour SVT insurance quotes is to perform an online rate comparison. This is very easy and can be done by completing this short form.

Criteria which help determine car insurance premiums

Insurance premiums paid to insure a Ford Contour SVT will vary greatly depending on several factors. A few of these criteria are:

  • Higher performance Contour SVT vehicles cost more
  • Your accident history
  • Home/auto policy bundles save money
  • How you use your vehicle
  • Optional coverages like vehicle replacement
  • Your job
  • Insurance coverage level
  • Owning a home can lower rates

One important consideration which can affect your rates is the age of the vehicle. Models that are a few years old have a much lower replacement value compared to new Ford models so the costs to repair may result in lower rates. Although new Ford models have more advanced features included like a telematics system, dual-stage airbags, a rollover prevention system, and a collision avoidance system so those may give discounted rates.

To get a better understanding how much rates will be for your vehicle, select the year of your Contour SVT from the following list.

Liability

This coverage provides protection from injuries or damage you cause to a person or their property that is your fault. Liability insurance covers claims such as funeral expenses, loss of income, and emergency aid. Coverage is generally pretty cheap so buy as much as you can afford.

Collision coverage

This pays to fix your vehicle from damage from colliding with another vehicle or an object, but not an animal. You have to pay a deductible then your collision coverage will kick in. This coverage can be expensive, so you might think about dropping it from lower value vehicles. It's also possible to increase the deductible in order to get cheaper Contour SVT insurance rates.

Comprehensive or Other Than Collision

This pays to fix your vehicle from damage caused by mother nature, theft, vandalism and other events. A deductible will apply then your comprehensive coverage will pay. The maximum amount a car insurance company will pay at claim time is the ACV or actual cash value, so if the vehicle's value is low consider removing comprehensive coverage.

Uninsured Motorist or Underinsured Motorist insurance

This coverage protects you and your vehicle from other motorists when they either have no liability insurance or not enough. Since a lot of drivers have only the minimum liability required by law, it only takes a small accident to exceed their coverage. This is the reason having UM/UIM coverage should not be overlooked.

Medical costs insurance

Medical payments and Personal Injury Protection insurance pay for bills like ambulance fees, surgery, and doctor visits. They are used to cover expenses not covered by your health insurance plan or if you are not covered by health insurance. Personal Injury Protection is not universally available but it provides additional coverages not offered by medical payments coverage.

How Much are Ford Contour SVT Insurance Rates?