Vehicles > Ford > Crown Victoria

Ford Crown Victoria Insurance Rates

Drivers have lots of options when shopping for insurance coverage for your Ford vehicle. You can either contact an agent or price shop online to compare pricing from companies. Comparing car insurance by quoting online is simple to do, plus you can save money.

Using the web to shop for car insurance direct can be difficult if you have never used quoting online. But don't let that discourage you because it's actually quite easy. There are several ways to compare rate quotes from car insurance companies in your area. The best method to find the lowest Crown Victoria insurance cost involves getting comparison quotes online. This can be done by visiting this page.

Rates are determined by these things

Car insurance premiums for a Ford Crown Victoria can be significantly different subject to many criteria. Including but not limited to:

  • More performance equals higher cost
  • How many accidents you have had
  • Home and auto can earn discounts
  • Use of your vehicle
  • Add-on coverages such as rental reimbursement
  • Your occupation
  • The amount of protection requested
  • Home ownership saves money

An additional factor that can impact Crown Victoria insurance rates is the year of the vehicle. Used vehicles have a lower value than newer models so repair costs tend to be lower which can decrease annual premiums. But new Ford models may have safety features including pedestrian detection, automatic crash notification, and tire pressure monitors that may help provide discounts that lower premiums.

To get more specific information about how much rates will be for your vehicle, select the year of your Crown Victoria from the list below.

Liability coverages - Crown Victoria liability coverage provides protection from damage or injury you incur to other people or property. Liability coverage protects against claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so you should buy as large an amount as possible.

Collision coverage - This coverage pays to fix your vehicle from damage caused by collision with a stationary object or other vehicle. You first must pay a deductible and the rest of the damage will be paid by collision coverage. Crown Victoria collision insurance is rather expensive coverage, so consider removing coverage from older vehicles. Another option is to raise the deductible to save money on collision insurance.

Comprehensive coverages - Comprehensive insurance will pay to fix damage from a wide range of events other than collision. You need to pay your deductible first and then insurance will cover the rest of the damage. The highest amount your car insurance company will pay is the market value of your vehicle, so if the vehicle is not worth much consider removing comprehensive coverage.

Uninsured/Underinsured Motorist coverage - Uninsured or Underinsured Motorist coverage gives you protection when the "other guys" either have no liability insurance or not enough. Because many people only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is a good idea.

Coverage for medical payments - Medical payments and Personal Injury Protection insurance reimburse you for immediate expenses such as EMT expenses, pain medications, and nursing services. The coverages can be used to fill the gap from your health insurance policy or if there is no health insurance coverage. Personal injury protection coverage is not universally available but can be used in place of medical payments coverage.

How Much are Ford Crown Victoria Insurance Rates?