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Ford Escape Insurance Rates

Comparing car insurance through online providers is simple to do and there is a good chance you will probably save money. The critical component is to get rates from as many companies as possible in order to accurately compare the lowest priced insurance.

Using the web to shop for car insurance direct can be a challenge if you have never used online quoting. Don't let that stop you because there is an easy way to compare rates. To find the best car insurance prices, there are several ways of comparing rates and find the best price. The best method to find the cheapest Escape insurance cost involves getting comparison quotes online. This can be accomplished by getting a quick quote here.

Insurance rates for your Ford Escape can fluctuate considerably subject to many criteria. Some of these factors include:

  • Traffic citations increase rates
  • Credit rating impacts rates
  • Male rates may be higher
  • The deductible you choose
  • Safety rating of your Escape
  • Your profession
  • Insurance coverage level
  • Whether you own your home

One last important factor that can impact the rate you pay on your Ford is the year of manufacture. Used vehicles cost less so the payout to repair can decrease annual premiums. Although newer vehicles may have options included like all-wheel drive, a telematics system, and autonomous braking which may help offset higher rates.

To get a better understanding how rates are influenced for your specific model year, select the year of your vehicle below.

Liability auto insurance - Escape liability coverage can cover damage that occurs to other's property or people. Liability can pay for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so purchase as high a limit as you can afford.

Collision coverage - This coverage covers damage to your Ford resulting from colliding with another car or object. A deductible applies and the rest of the damage will be paid by collision coverage. Collision coverage makes up a good portion of your premium, so consider removing coverage from vehicles that are 8 years or older. Drivers also have the option to choose a higher deductible in order to get cheaper Escape insurance rates.

Comprehensive (Other than Collision) - Comprehensive insurance coverage covers damage OTHER than collision with another vehicle or object. You need to pay your deductible first then the remaining damage will be covered by your comprehensive coverage. The most you'll receive from a claim is the market value of your vehicle, so if your deductible is as high as the vehicle's value it's probably time to drop comprehensive insurance.

Uninsured/Underinsured Motorist coverage - Your UM/UIM coverage provides protection from other motorists when they either are underinsured or have no liability coverage at all. Because many people carry very low liability coverage limits, their limits can quickly be used up. This is the reason having UM/UIM coverage is a good idea.

Medical expense insurance - Coverage for medical payments and/or PIP reimburse you for short-term medical expenses for things like nursing services, prosthetic devices, and dental work. They can be utilized in addition to your health insurance program or if you are not covered by health insurance. Personal injury protection coverage is not an option in every state and may carry a deductible.

How Much are Ford Escape Insurance Rates?