Vehicles > Ford > F-350

Ford F-350 Insurance Rates

There are many options when buying insurance for your Ford vehicle. You can either contact an insurance agent or get quotes online to compare insurance costs of a lot of auto insurance companies. Comparing auto insurance through online companies saves time, is easy to do and there is a good chance you may find lower rates.

Using the web to shop for auto insurance direct can be a challenge if you are a beginner to quoting online. But don't be discouraged because we're going to show you how. Finding lower Ford F-350 insurance cost is not a difficult process. You just have to spend a little time to compare quotes online from several insurance companies. This can be done by getting a quick quote here.

Insurance premiums on a Ford F-350 can be significantly different and are calculated by many factors. Some of these factors include:

  • High performance increases premiums
  • How many accidents you have had
  • Home and auto can earn discounts
  • Pleasure use vs. commuting use
  • Mature drivers pay less
  • Being married may save money
  • Extra coverages like towing and rental
  • Whether or not you have claims
  • No coverage lapses saves money
  • Whether you own your home

One important consideration that can impact your rates is the age of the vehicle. Models that are new have a higher value compared to older Ford models so the costs to repair may end up costing you more. Conversely, new Ford models have more advanced features such as adaptive cruise control, pedestrian detection, and lane departure warning system that may help help offset higher rates.

To get a better idea how much rates will be for your vehicle, select the year of your F-350 below.

Coverage for liability - This provides protection from damage that occurs to people or other property. Liability coverage protects against things like legal defense fees, bail bonds, and repair bills for other people's vehicles. It is cheap coverage so buy as large an amount as possible.

Collision coverage - This coverage pays to fix your vehicle from damage resulting from a collision with another car or object. You first must pay a deductible then the remaining damage will be paid by your insurance company. Collision coverage for your Ford F-350 can be pricey, so analyze the benefit of dropping coverage from lower value vehicles. Drivers also have the option to increase the deductible to bring the cost down.

Comprehensive coverage (or Other than Collision) - This coverage covers damage OTHER than collision with another vehicle or object. You first must pay your deductible then your comprehensive coverage will pay. The highest amount you'll receive from a claim is the cash value of the vehicle, so if your deductible is as high as the vehicle's value consider removing comprehensive coverage.

Uninsured/Underinsured Motorist coverage - Your UM/UIM coverage provides protection from other drivers when they either have no liability insurance or not enough. Because many people carry very low liability coverage limits, their liability coverage can quickly be exhausted. So UM/UIM coverage is a good idea.

Insurance for medical payments - Medical payments and Personal Injury Protection insurance kick in for short-term medical expenses like nursing services, prosthetic devices, and dental work. They can be used in conjunction with a health insurance policy or if you do not have health coverage. PIP coverage is not universally available and may carry a deductible.

How Much are Ford F-350 Insurance Rates?