Vehicles > Ford > Fiesta

Ford Fiesta Insurance Rates

There are many options when trying to insure your Ford vehicle. You can either buy through a local agent or get quotes online to check prices from multiple companies. Buying car insurance online saves time, is easy to do and there is a good chance you might just save a little.

Shopping online for car insurance can be a challenge if you are a beginner to online quoting. But don't let that discourage you because comparing prices is actually very simple. When shopping for car insurance there are multiple ways of comparing rates and find the best price. The quickest method to find competitive Fiesta insurance quotes is to get quotes online. This can be accomplished by completing this short form.

Auto insurance rates for a Ford Fiesta can fluctuate considerably and are calculated by many factors. Some of these factors include:

  • High performance increases premiums
  • Accidents raise premiums
  • Multiple policies can save money
  • Use of your vehicle
  • Extra coverages like towing and rental
  • What you do for a living
  • Insurance coverage level
  • Whether you own your home

A final factor that helps determine Fiesta insurance rates is the model year. Older models cost less in comparison to older models so repair costs tend to be lower which may end up costing you less. Although newer vehicles may have a trim level with safety features included like sideview assist mirrors, pedestrian detection, lane departure warning system, and tire pressure monitors which may give discounted rates.

To get a better understanding how much rates will be for your vehicle, select the year of your Fiesta below.

Liability coverage

This can cover damage that occurs to other people or property in an accident. Liability can pay for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. It is cheap coverage so consider buying as high a limit as you can afford.

Collision coverage

Collision insurance covers damage to your Ford caused by collision with another car or object. A deductible applies then the remaining damage will be paid by your insurance company. Fiesta collision insurance is rather expensive coverage, so analyze the benefit of dropping coverage from vehicles that are older. It's also possible to bump up the deductible in order to get cheaper Fiesta insurance rates.

Comprehensive coverage

Comprehensive insurance pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You first must pay your deductible and the remainder of the damage will be paid by your Ford Fiesta comprehensive insurance. The most you'll receive from a claim is the cash value of the vehicle, so if the vehicle's value is low it's probably time to drop comprehensive insurance.

Uninsured Motorist or Underinsured Motorist insurance

Your UM/UIM coverage protects you and your vehicle from other motorists when they either are underinsured or have no liability coverage at all. Since many drivers have only the minimum liability required by law, their limits can quickly be used up. This is the reason having UM/UIM coverage is very important.

Medical payments coverage and PIP

Coverage for medical payments and/or PIP kick in for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). They are used to fill the gap from your health insurance program or if you are not covered by health insurance. PIP coverage is not an option in every state but it provides additional coverages not offered by medical payments coverage.

How Much are Ford Fiesta Insurance Rates?