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Ford Five Hundred Insurance Cost

Finding cheaper car insurance from online rate quotes saves time, is easy to do and there is a good chance you may find lower rates. The key to finding lower rates is to get rates from all providers so you can get the lowest rate quotes.

Finding the best direct price on car insurance can be a challenge if you are a beginner to online quoting. But relax because we're going to show you how. The are a couple different ways to compare rate quotes from local car insurance companies. By far the easiest way to find competitive Five Hundred insurance rates is to perform an online rate comparison. This can be accomplished by completing this short form.

Insurance premiums paid to insure a Ford Five Hundred can fluctuate considerably and are calculated by many factors. Some of these factors include:

  • Tickets increase premiums
  • Credit rating impacts rates
  • Male drivers pay higher rates
  • Low deductibles cost more
  • Safety rating of your Five Hundred
  • Your job
  • Your coverage level
  • Whether you own your home

One important consideration which can affect your rates is the age of the vehicle. Models that are a few years old cost less compared to new Ford models so the costs to repair may end up costing you less. On the flip side, new Ford models have more advanced features like pedestrian detection, tire pressure monitors, and autonomous braking which may give discounted rates.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle below.

Liability insurance

This provides protection from damage that occurs to a person or their property that is your fault. Liability can pay for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. It is cheap coverage so buy as high a limit as you can afford.

Collision insurance

This pays to fix your vehicle from damage from colliding with another car or object. A deductible applies then the remaining damage will be paid by your insurance company. This coverage can be expensive, so analyze the benefit of dropping coverage from lower value vehicles. It's also possible to increase the deductible to get cheaper Five Hundred insurance cost.

Comprehensive protection

This pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You first must pay your deductible then your comprehensive coverage will pay. The most you'll receive from a claim is the cash value of the vehicle, so if the vehicle's value is low consider removing comprehensive coverage.

Uninsured/Underinsured Motorist (UM/UIM)

Your UM/UIM coverage protects you and your vehicle when other motorists either have no liability insurance or not enough. Since a lot of drivers have only the minimum liability required by law, their limits can quickly be used up. That's why carrying high Uninsured/Underinsured Motorist coverage should not be overlooked.

Medical expense coverage

Medical payments and Personal Injury Protection insurance kick in for short-term medical expenses like nursing services, prosthetic devices, and dental work. They are used to cover expenses not covered by your health insurance program or if you lack health insurance entirely. PIP coverage is not universally available but it provides additional coverages not offered by medical payments coverage.

How Much are Ford Five Hundred Insurance Rates?