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Ford Taurus Insurance Cost

Buying auto insurance on the web is easy, plus you might just save a little. The key is to compare rates from all companies so you can get all possible prices.

People who are new to buying insurance may think buying low-cost Taurus insurance is not very easy. Finding cheaper coverage prices isn't really that difficult. All you need to do is take the time to get quotes from different insurance companies. This can be accomplished by completing this short form.

Rates are impacted by these things

Auto insurance rates on a Ford Taurus will vary greatly based upon several criteria. Including but not limited to:

  • Your driving record
  • Your credit history
  • Male drivers pay higher rates
  • Low deductibles cost more
  • Crash test rating for your Taurus
  • Claims drive up premiums
  • Having continuous coverage saves you money
  • Home ownership saves money

A final factor that helps determine Taurus insurance cost is the model year. New vehicles cost more in comparison to later models so repair costs are higher which will push premiums up. Although new Ford models may have a trim level with safety features included like adaptive cruise control, sideview assist mirrors, dual-stage airbags, and a telematics system so those may give discounted rates.

To get a better understanding how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Liability car insurance

Liability insurance provides protection from damage or injury you incur to people or other property in an accident. Liability insurance covers claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Liability insurance is relatively cheap so consider buying as much as you can afford.

Collision protection

Collision insurance pays to fix your vehicle from damage resulting from a collision with a stationary object or other vehicle. You have to pay a deductible and then insurance will cover the remainder. Collision coverage for your Taurus can be pricey, so consider dropping it from vehicles that are older. It's also possible to bump up the deductible in order to get cheaper Taurus insurance cost.

Comprehensive auto insurance

This coverage pays to fix your vehicle from damage from a wide range of events other than collision. You first have to pay a deductible and the remainder of the damage will be paid by your Ford Taurus comprehensive insurance. The maximum amount your auto insurance company will pay is the actual cash value, so if the vehicle's value is low consider removing comprehensive coverage.

Uninsured or underinsured coverage

Uninsured or Underinsured Motorist coverage protects you and your vehicle from other motorists when they either have no liability insurance or not enough. Since many drivers have only the minimum liability required by law, it only takes a small accident to exceed their coverage. This is the reason having UM/UIM coverage is very important.

Coverage for medical expenses

Medical payments and Personal Injury Protection insurance provide coverage for immediate expenses (i.e. EMT expenses, pain medications, and nursing services). They are used in conjunction with a health insurance plan or if you are not covered by health insurance. PIP is not universally available but it provides additional coverages not offered by medical payments coverage.

How Much are Ford Taurus Insurance Rates?