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Ford Thunderbird Insurance Quotes

Finding cheaper auto insurance through online rate quotes is easy, plus you may find lower rates. The key is to get as many rate quotes as possible so you can compare every company's rates.

Consumers who are new to the process of buying insurance may think finding cheap Thunderbird insurance is going to be difficult. Getting lower Thunderbird insurance cost can be surprisingly simple. The only thing you need to do is invest a little time to compare quotes from different insurance companies. It is quite easy and can be accomplished by visiting this page.

Premiums are calculated by the following

Insurance premiums for a Ford Thunderbird can fluctuate considerably based upon several criteria. Including but not limited to:

  • Your driving record
  • Credit rating impacts rates
  • The size of your community
  • How many miles you drive
  • Male rates may be higher
  • Higher deductibles save money
  • Crash test rating for your Thunderbird
  • Whether or not you have claims
  • Maintaining coverage lowers rates
  • Home ownership saves money

One important consideration which can affect your rates is the age of the vehicle. A newer vehicle have a higher actual cash value compared to older Ford models so repair costs are higher which may result in higher rates. But newer vehicles have more advanced features including a backup camera, lane departure warning system, and traction control which may provide discounts that lower premiums.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Auto liability

Liability insurance can cover damage or injury you incur to other people or property that is your fault. Liability can pay for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Liability insurance is relatively cheap so buy as high a limit as you can afford.

Coverage for collisions

This covers damage to your Ford caused by collision with a stationary object or other vehicle. A deductible applies and then insurance will cover the remainder. Thunderbird collision insurance is rather expensive coverage, so consider dropping it from lower value vehicles. Another option is to increase the deductible to save money on collision insurance.

Comprehensive auto coverage

Comprehensive insurance will pay to fix damage from a wide range of events other than collision. You first have to pay a deductible then your comprehensive coverage will pay. The most your auto insurance company will pay is the actual cash value, so if the vehicle is not worth much it's probably time to drop comprehensive insurance.

Protection from uninsured/underinsured drivers

Uninsured or Underinsured Motorist coverage gives you protection when the "other guys" either are underinsured or have no liability coverage at all. Since a lot of drivers only purchase the least amount of liability that is required, their limits can quickly be used up. For this reason, having high UM/UIM coverages should not be overlooked.

Medical payments and PIP coverage

Coverage for medical payments and/or PIP provide coverage for immediate expenses like EMT expenses, pain medications, and nursing services. The coverages can be used to fill the gap from your health insurance program or if there is no health insurance coverage. PIP is not an option in every state but can be used in place of medical payments coverage.

How Much are Ford Thunderbird Insurance Rates?