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Ford Transit Connect Insurance Quotes

You have lots of choices when trying to find low-cost insurance for your Ford vehicle. You can buy direct from an insurance agent or get quotes online to check prices from lots of different providers. Buying auto insurance through online providers saves time, is easy to do and at the same time you may find lower rates.

Shopping online for auto insurance is challenging if you are a beginner to online rate quotes. Don't let that stop you because we're going to show you how. Getting lower Transit Connect insurance cost is surprisingly easy. The only thing you need to do is invest a little time to compare quotes online from several insurance companies. This can be accomplished by completing this short form.

What factors determine the rate you pay?

Insurance premiums for your Ford Transit Connect will vary greatly and are calculated by many factors. Taken into consideration are:

  • High performance increases premiums
  • Your accident history
  • Multiple policies can save money
  • Pleasure, commuting or business use can affect rates
  • Mature drivers pay less
  • Having a spouse can save money
  • Special coverage such as replacement cost
  • Whether or not you have claims
  • No coverage lapses saves money
  • Whether you rent or own your home

One important consideration that helps determine your rates is the age of the vehicle. New vehicles cost more compared to older Ford models so the costs to repair will push premiums up. Conversely, new Ford models have more advanced features such as tire pressure monitors, sideview assist mirrors, active head restraints, and adaptive cruise control so those may give discounted rates.

To get a better idea how much rates will be for your vehicle, select the year of your Transit Connect from available model years below.

Liability auto insurance

This provides protection from damages or injuries you inflict on other's property or people in an accident. Liability insurance covers things such as emergency aid, pain and suffering, and medical services. It is cheap coverage so buy as much as you can afford.

Coverage for collisions

Collision insurance pays to fix your vehicle from damage resulting from colliding with an object or car. You have to pay a deductible then the remaining damage will be paid by your insurance company. Collision coverage makes up a good portion of your premium, so analyze the benefit of dropping coverage from lower value vehicles. It's also possible to increase the deductible to bring the cost down.

Comprehensive (Other than Collision)

Comprehensive insurance coverage pays to fix your vehicle from damage that is not covered by collision coverage. You first must pay your deductible then your comprehensive coverage will pay. The maximum amount you can receive from a comprehensive claim is the cash value of the vehicle, so if the vehicle's value is low consider removing comprehensive coverage.

Protection from uninsured/underinsured drivers

This protects you and your vehicle from other drivers when they either have no liability insurance or not enough. Since many drivers have only the minimum liability required by law, it only takes a small accident to exceed their coverage. So UM/UIM coverage is very important.

Medical expense insurance

Medical payments and Personal Injury Protection insurance kick in for expenses like doctor visits, EMT expenses, and X-ray expenses. They are utilized in addition to your health insurance plan or if you do not have health coverage. PIP coverage is not universally available but it provides additional coverages not offered by medical payments coverage.

How Much are Ford Transit Connect Insurance Rates?