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Honda Accord Insurance Cost

Drivers have lots of options when shopping for car insurance for your Honda vehicle. You can buy direct from your neighborhood insurance agent or price shop online to compare insurance costs of insurance providers. Buying auto insurance by comparing rates online is simple to do, plus you will probably save money.

Shopping online for auto insurance can be difficult if you have never used quoting online. But don't be discouraged because there is an easy way to compare rates. Lowering your Accord insurance rates can be quick and easy. You just need to take a few minutes comparing rates online with multiple companies. This can be accomplished by getting a quick quote here.

Rates are impacted by these things

Insurance rates on a Honda Accord can be significantly different subject to many criteria. Including but not limited to:

  • More performance equals higher cost
  • How many accidents you have had
  • Multiple policies can save money
  • Pleasure use vs. commuting use
  • Add-on coverages such as rental reimbursement
  • No claims lowers premiums
  • Having continuous coverage saves you money
  • Home ownership saves money

One last important factor that helps determine the rate you pay on your Honda is the year of manufacture. Models that are new cost more so the payout to repair may end up costing you more. Although new Honda models may have options included like a backup camera, automatic crash notification, pedestrian detection, and blind-spot warning system that may help help offset higher rates.

To get a better understanding how much rates will be for your vehicle, select the year of your Accord from the list below.

Auto liability insurance

Accord liability coverage provides protection from damage or injury you incur to people or other property in an accident. Liability coverage protects against claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so purchase as large an amount as possible.

Collision insurance

Collision insurance pays to fix your vehicle from damage resulting from a collision with a stationary object or other vehicle. You first must pay a deductible and the rest of the damage will be paid by collision coverage. Collision coverage for your Accord can be pricey, so consider removing coverage from vehicles that are 8 years or older. Drivers also have the option to choose a higher deductible in order to get cheaper Accord insurance cost.

Comprehensive insurance

This coverage covers damage from a wide range of events other than collision. You need to pay your deductible first then the remaining damage will be covered by your comprehensive coverage. The highest amount your auto insurance company will pay is the market value of your vehicle, so if your deductible is as high as the vehicle's value consider removing comprehensive coverage.

Uninsured/Underinsured Motorist (UM/UIM)

Uninsured or Underinsured Motorist coverage provides protection from other motorists when they either have no liability insurance or not enough. Since many drivers carry very low liability coverage limits, their liability coverage can quickly be exhausted. This is the reason having UM/UIM coverage is very important.

Med pay and Personal Injury Protection (PIP)

Medical payments and Personal Injury Protection insurance reimburse you for immediate expenses for things like EMT expenses, pain medications, and nursing services. They can be used in conjunction with a health insurance policy or if you are not covered by health insurance. Personal injury protection coverage is not universally available and may carry a deductible.

How Much are Honda Accord Insurance Rates?