Vehicles > Honda > Accord Hybrid

Honda Accord Hybrid Insurance Rates

Comparing car insurance on the web is simple to do, plus you might just save a little. The critical component is to get rates from as many companies as possible in order to have the lowest prices.

Using the web to shop for car insurance direct can be difficult if you have never used online quoting. Don't let that stop you because comparing prices is actually very simple. When shopping for car insurance there are multiple ways of comparing rates and find the best price. The easiest way to compare Accord Hybrid insurance cost involves getting comparison quotes online. This can be done by comparing rates here.

Rates are determined by the following

Auto insurance rates for your Honda Accord Hybrid can fluctuate considerably subject to many criteria. Including but not limited to:

  • Traffic citations increase rates
  • Credit rating impacts rates
  • Male rates may be higher
  • Deductible amount directly impacts your rate
  • Crash test rating for your Accord Hybrid
  • What you do for a living
  • Insurance coverage level
  • Home ownership saves money

A final factor that can impact Accord Hybrid insurance rates is the model year. Used vehicles have a lower value in comparison to older models so the payout to repair can decrease annual premiums. Although newer vehicles may have a trim level with safety features included like pedestrian detection, active head restraints, and a backup camera which may lower rates.

To get a better understanding how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Liability car insurance - Accord Hybrid liability coverage can cover damage or injury you incur to other's property or people. Liability can pay for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so consider buying as high a limit as you can afford.

Collision - This coverage covers damage to your Honda resulting from colliding with a stationary object or other vehicle. A deductible applies and the rest of the damage will be paid by collision coverage. Collision coverage makes up a good portion of your premium, so consider removing coverage from vehicles that are older. You can also bump up the deductible in order to get cheaper Accord Hybrid insurance rates.

Comprehensive car insurance - Comprehensive insurance coverage pays for damage from a wide range of events other than collision. You need to pay your deductible first and the remainder of the damage will be paid by your Honda Accord Hybrid comprehensive insurance. The most your car insurance company will pay is the market value of your vehicle, so if it's not worth much more than your deductible it's probably time to drop comprehensive insurance.

UM/UIM Coverage - Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants from other motorists when they either are underinsured or have no liability coverage at all. Because many people only carry the minimum required liability limits, their limits can quickly be used up. This is the reason having UM/UIM coverage is a good idea.

Coverage for medical expenses - Coverage for medical payments and/or PIP reimburse you for immediate expenses (i.e. EMT expenses, pain medications, and nursing services). They are often utilized in addition to your health insurance program or if you are not covered by health insurance. Personal injury protection coverage is not an option in every state and gives slightly broader coverage than med pay.

How Much are Honda Accord Hybrid Insurance Rates?